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Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

The Rise of Untapped Markets and Emerging Economies

An incontrovertible key to the rise of e-commerce globally has been payment gateway providers’ facilitation of e-commerce products, services, and purchases in untapped and emerging economies. We expect e-commerce volume and values in emerging economies to grow considerably as technology continues to facilitate merchant supply chains and champion c...

/payments /markets Payments strategies 2015-2020-2030

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

2023: The year of Embedded Finance

The embedded finance market has been growing at pace since 2020. COVID proved to be a crucial catalyst, accelerating e-commerce, financial digitalisation, and consumers’ changing expectations. To add to that, fintech companies have been catching up with – and in some cases outpacing – traditional banks when it comes to gaining consumers’ trust in ...

/payments /markets Embedded Finance

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

The 12 trends of Christmas: The payments sector

With the year coming to a close we take a look at 12 trends of the payments sector for Christmas and beyond! Day 1 Growth of embedded finance: “Expected to reach highs of $230 billion in 2025 embedded finance will see a 10x growth since 2020” - Forbes. Day 2 In time… real-time: A focus for the last few years, payments sectors will move further towa...

/payments /markets Payments strategies 2015-2020-2030

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Embedded Finance: The Next Generation Opportunity

The modern e-commerce landscape has rapidly evolved to offer consumers faster, simpler and more secure payment methods. Rather than cumbersome bank transfers and checks, consumers can now make seamless transactions directly from merchants’ apps or websites. Bolstered by increasing demand for more frictionless payments, embedded finance has grown ...

/payments /predictions Embedded Finance

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Payment gateways forge a path to financial flexibility

Alternative finance (alt-fi) has steadily grown as a viable payment method in the e-commerce ecosystem. According to a report from Cambridge Judge Business School, in 2020, online global alt-fi volume amounted to $114 billion. When looking at the market as a whole in 2022, the valuation of alt-fi digital assets reaches $1.05 trillion. Emerging o...

/payments /markets Payments strategies 2015-2020-2030

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

How harnessing data has spearheaded the payment industry’s growth

There aren’t many sectors that haven’t benefited from the use of data. In fact, the ability to collect, assess and utilise data has allowed many sectors to flourish over the past decade. The fintech industry - and payments specifically - is a shining example of this. It’s hard to comprehend the scale and pace of the innovation that has taken place...

/payments /markets Data Management 101

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

How the FCA and payment services providers can help address financial fraud

September 2022 will be remembered as an era of profound change for the UK. At the beginning of the month, Liz Truss was officially appointed the UK’s prime minister, who is now responsible for leading the country through somewhat precarious economic times. A cabinet reshuffle immediately followed, signifying the beginning of a new government that ...

/payments /crime Payments strategies 2015-2020-2030

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

How technology and data can be used to drive merchant performance

The volume and efficiency of cross-border payments have increased considerably over the past decade. Figures from Statista show that, in 2018, $124 trillion US dollars in cross-border payments were made. In 2022, that had risen to $150.7 trillion. Based on these transaction figures, it is projected that the volume of cross-border payments will con...

/payments /markets Payments strategies 2015-2020-2030

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Why higher payment transparency helps merchants reduce risk exposure

Payment gateways have provided unprecedented access to new markets and business scale-up opportunities for their merchant clientele. However, as customer base regions and payment types diversify risk can increase. For merchants that do not have complete control over the financial processes facilitating their business, risk can be more prevalent an...

/payments /markets 5G Payments Schemes and Strategies 2020 - 2035

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Tackling the Gender Imbalance in the Payments Industry

Written by Sophie Flynn, CFO of Transact365. When it comes to gender equality in the workplace, the financial services sector is regularly in the spotlight. Traditionally male-dominated, progress has been made in recent years to ensure women are encouraged to pursue a career in the financial services, backed by private and public initiatives like ...

/payments /people Women in FinTech

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