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Anna Kuzmina

Cashless Iceland

When I was going to Iceland I thought there would be nothing much to say about payment habits in this country. Bank cards all around — contactless, easy, convenient, universal, boring. No cash needed...

29 Oct 2018
Fintech
Anna Kuzmina

Risky Georgia

Georgia is nice . I mean not the US state but the country — former USSR republic. Sweet home for the Caucasus Mountain villages and the Black Sea beaches. Delicious, dizzy and soulful place in memory

26 Oct 2018
Fintech
Anna Kuzmina

Russian fintech miracle : Payment kiosk

Once upon a time in cold Russia of 2000 something important happened. A new payment system was born. It would soon dominate the whole country, become part of daily life of every single Russian, and s...

24 Oct 2018
Fintech
Anna Kuzmina

Kenya Case Study Part II: M-PESA vs The Market

So about competition with the star of our previous article — M-PESA. There should be some, right? Safaricom is by far the largest mobile operator in Kenya, with even calls by other operators to decla...

22 Oct 2018
Fintech
Anna Kuzmina

Kenya Case Study Part I: M-PESA story

“M-PESA”: that is a name in global fintech history that can never be erased. Not that anybody would want to. Forever it will be the perfect example of a viable financial ecosystem based on rules unth

19 Oct 2018
Fintech
Anna Kuzmina

Cashless Africa?

Guess what would be the most popular way to make payments in mobile Africa, in highly developed East Africa, in the upcoming West Africa? Don’t kid yourself, it is still cash. But the thing is that t...

17 Oct 2018
Fintech
Anna Kuzmina

Mobile Africa

More than 1 billion people live in the Sub-Saharan Africa, 40% of population under the age of 16, and there are only 250 million smartphones. The capacity for growth is huge — both MENA, Latin Ameri

15 Oct 2018
Fintech
Anna Kuzmina

3 outdated stereotypes that hassle with your business expansion to Russia

The nature of my job is to establish partnership between fintech, e-commerce and digital businesses run by people from different countries. Mostly it is a local business in Russia reaching out to bus...

12 Oct 2018
Fintech
Anna Kuzmina

Oh dear, cash in China!

Trips to China are routine to me, but this hot August of 2018 was something special. Never before did I have such a feeling of hopelessness and despair, as when I found myself without money, transport...

10 Oct 2018
Asia Financial Services
Anna Kuzmina

Alipay and WeChat Pay: history and strategy

What happened in China makes now the whole world pay very close attention. First, back in 2004 when Alipay appeared on Taobao as an escrow system, slowly evolved as a seller accreditation, partnered w...

08 Oct 2018
Fintech

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