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25 Results from 2020

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Core Banking Pricing Paradigms are Changing with the Times

In the words of famed singer-songwriter Bob Dylan, “The Times, They Are A Changing.” In this blog we examine how pricing models are changing and emerging, both in terms of consumer behavior in general, and for the banking industry in particular. Pricing models are changing before our eyes. On-demand, consumption-based pricing is seemingly everywher...

/retail /predictions Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

The Race to Real Time: Why the Clock Is Ticking

As the global financial services industry accelerates towards real-time payments, banks must find a way to keep up. Banking expert, advisor and futurist Brett King suggests that “The best service in financial services happens in real-time and is based on customer behavior”. But making the move to real time is not easy, and many institutions face ...

/payments /retail Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

What does it really mean to be a challenger bank?

… and why does it matter to incumbents. Challenger banks are the world’s hottest start-up. Banking Tech suggests there are 102 challenger banks in the U.K. alone, three of which have achieved the “unicorn” status of being valued at over USD $1 billion. So, what’s all the fuss about? In this blog we go behind the scenes to better understand what ...

/retail /startups Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Interpreting an Infinite Mindset in Modern Core Banking

During a recent conversation, Simon Sinek, leadership guru and eternal optimist, reaffirmed his belief that an infinite mindset is central to long-term business success. He further suggested “The goal is not to be perfect by the end, the goal is to be better today.” In this blog we consider his thoughts in the context of bank modernization and how ...

/retail /cloud Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Banking as a Service: Competition Meets Collaboration in the Age of Value Networks

There was a time when banks knew who their competitors were. For the most part they were other banks and financial services providers. Pretty simple. But with technology taking center stage, fintechs seem well positioned to move even further into the banking space. But are they really? As Hugues Delcourt, Chairman of KNEIP and former CEO of Banque...

/regulation /retail Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Bridging the Digital Gap: Why Banking Transformation is a Binary Decision

There’s a familiar adage, “If it ain’t broke don’t fix it.” While its origins are unclear, it’s essentially a great excuse for doing nothing. A stark reality is that many banks run on platforms that are older than most of their employees. Why? Because they do work. However, as management guru Peter Drucker proclaims, “If you want something new, yo...

/people /retail Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

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Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Oscar-worthy banking claims

When I need to take a break from being immersed in the business of banking, I like to watch movies. And since the pandemic lockdown, I’ve watched quite a few. Along the way I’ve come to realize that life does indeed imitate art, sometimes in surprising ways. In this blog I’ll take a light-hearted look at drawing parallels between famous movie quot...

/retail /cloud Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Banks in the Age of Digital Darwinism

Charles Darwin’s theory suggests that it is not the strongest of the species that survives, nor the most intelligent, it is the one that is most adaptable to change. As the world races towards digital banking, we consider why banks need help to adapt to a digital future. Technology is redefining what’s possible across all sectors. For the most pa...

/people /retail Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Time to Take Your Shot - There’s a Revolution in Banking

“Every generation needs a new revolution,” Thomas Jefferson Digital banks are popping up everywhere. Many of these upstarts are the offspring of grown-up banks that may be careworn and lacking in agility. How will the older and wiser cohabit with such youthful exuberance? In this blog we consider how to close this “banking generation gap” befor

/retail /covid-19 Banking Strategy, Digital and Transformation

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