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In a world that never stops changing, and with customer expectations always on the rise, it’s time to harness the innovative power of technology to deliver modern lending platforms across lending type...
Over the last decade, challenger banks, neobanks, payment processors, accounting package vendors and fintechs have been responsible for fraying the edges of banking in what many commentators describe ...
How well do you really know your bank’s customers? Have you met them at all? Do you know where and how they shop, what their interests and aspirations are, or their general state of mind and personal ...
Why Automation is Crucial Collections, like virtually all areas of financial services, is an increasingly digital business, with universal digital drivers forcing the pace of both change and opportuni...
As new fintechs encroach on the retail banking marketplace, offering more transparency in exchange for consumer trust, customers are waking up to the complex (dare we say, “hidden”) fee structure of t...
The explosion of Buy Now, Pay Later (BNPL) unsecured lending is helping fintechs rapidly realize their dreams while fast becoming a nightmare for banks. In this first of a 2-part series What’s Keeping...
It’s Also About People, Culture and How Work Gets Done Almost daily we read about digital transformation and how banking has become a technology business. But technology is only part of the story. As ...
My previous blog charted the rise and decline of checking accounts. This blog considers how smart banks can repurpose them for the modern age as transactional accounts. This requires more than a name...
Long Live Transactional Accounts! Will checking accounts go the same way as physical checks? With an annual decline of ~20% it’s probably safe to say that the check’s days are numbered. But still, for...
My previous blog explored the lexicon of Bitcoin, blockchain and distributed ledger technology (DLT). As Julie Sweet, CEO of Accenture, suggests: “Blockchain is moving beyond cryptocurrency, and it's...
Distributed Ledger Technology (DLT) may be the next phase of the digital revolution. Tech entrepreneur Rick Falkvinge boldly predicts that “Bitcoin will do to banks what email did to the postal indust...
Digitalization holds the promise of reshaping the management of treasury, with the power and potential to redefine and advance the role of treasury managers. This blog considers how automation frees t...