Andrew Beatty Head of Wealth, Retirement & International at FIS
The concept of Direct Banking – an online and mobile only bank – delivers serious bottom-line benefits, for those with a well-defined strategy. Direct banks have become a popular means of driving deposit growth to underpin lending, and to meet customers' increasingly demanding expectations for an on-demand, digital and mobile banking experience. Th...
07 November 2018 /retail Digital Banking Trends
Both in life and in banking technology, few have the luxury to start over with a clean slate. Banks usually have to build upon the investments (and mistakes) of prior years. Banks built their entire business eco‑system around core banking solutions and technology that were designed, developed, and enhanced over the last 3 decades. These solutions ...
25 October 2018 /sibos /retail Banking Architecture
In the Tortoise and the Hare Part One, I talked about getting faster, moving channels, and working with slower-changing core banking systems. However within our channels there is a similar race where mobile is the Hare and the Tortoise is the branch. In the choice to invest time and money, the odds are your bank has favored the Hare as well. We spe...
11 October 2018 /retail Banking Strategy, Digital and Transformation
This widely known fabled story can serve as an excellent primer for examining the pros and cons of seemingly opposing forces in a familiar format utilizing a compare and contrast context. There certainly have been several perspectives offered on the Why and How of the winner's result and the lessons to be learned and carried forward. From a tradit...
20 September 2018 /retail Banking Architecture
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