980 Results from /wholesale
Retired Member
Commercial banks in India have long assumed an important role in funding infrastructure SPV’s but had their exposures limited on account of asset liability mismatch, narrowing interest margins, inadequate capital and redistribution of risk associated to other funding entities. The problem is more profound at the initial underwriting stages were ba...
03 October 2013 /wholesale
On 15th September 2008, Lehman Brothers declared itself bankrupt. In one of the most dramatic events of the 2007-2008 global financial crisis, the 160-year old institution collapsed due to its exposure to subprime mortgages. After Lehman's failure, financial markets entered a period of unprecedented volatility and governments spent trillions of do...
03 October 2013 /retail /wholesale
Banks are in the business of taking risks. Lending inherently carries the risk of default. No wonder, a corporate customer’s credit risk is a function of its probability of default. Lower the default probability, higher the credit/risk grade. Banking history is replete with instances of a large corporate/group, defaulting on the facilities to the b...
27 September 2013 /wholesale
Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group
To clarify the reason of this rather naive post, banks are not lending to small companies because the risk perceived is too high. However, the way banks assess risk is mainly based on financial data and on some basic overview of operational performance. If banks were instead capable of having statistics on a company's performance throughout the en...
26 September 2013 /regulation /wholesale Financial Supply Chain
Amit Agrawal NA at in transit
We all know that we will lot of new regulations coming today and tomorrow. Thus that means financial institutions even need to generate so many new reports also. Thus I feel it will good topic to discuss with so many new reports coming today or tomorrow what is the best approach/methodology we should follow to build them Obvious default choice is ...
19 September 2013 /regulation /wholesale Financial Services Regulation
I am sharing a summary of a recent lively debate on supply chains conducted on the ‘Supply Chain on SWIFT’ LinkedIn Group. The initial question raised on this online forum was why the physical supply chain (PSC, or the flow of goods) has reached an extremely high level of electronic efficiency (e-efficiency), but the same cannot be said for the fi...
16 September 2013 /wholesale Financial Supply Chain
Liquidity management is essential to any multinational organization's financial framework. As the role of the corporate treasurer becomes increasingly strategic, they are paying more attention than ever before to available cash to help make sound financial decisions. For corporate treasurers, there is a growing requirement to juggle cash positions...
30 August 2013 /wholesale
Emerging trends-Impact on banks & what they are doing Currently, the main focus across banks is on innovative use of technology and in the below three streams: 1. Products, services and markets – Develop new products and services, target new markets and audiences. Examples-1.Whitelabelling & In sourcing by the big banks 2. Supplier Financ...
19 August 2013 /wholesale Transaction Banking
The global financial crisis has made companies look at the area of liquidity management more closely. Companies are keen on having more operationally efficient accounts receivable (AR) processes. The development in the “Virtual accounts” space has shown that this tool offers better visibility, accuracy and automation required to optimize transacti...
09 August 2013 /wholesale
I recently came across two announcements I believe deserve a comment. I wish to thank my colleague Nancy Atkinson for her precious contribution. Background news Metro Bank acquires SME Invoice Finance Metro Bank created a bank model that applied to physical branches the 24x7 internet accessibility paradigm. It started as a retail bank offering “alw...
08 August 2013 /wholesale Financial Supply Chain
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