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Retired Member

Retired Member 

Role of Indian Commercial banks in Infrastructure Finance

Commercial banks in India have long assumed an important role in funding infrastructure SPV’s but had their exposures limited on account of asset liability mismatch, narrowing interest margins, inadequate capital and redistribution of risk associated to other funding entities. The problem is more profound at the initial underwriting stages were ba...

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Retired Member

Retired Member 

Five years after the Lehman's collapse - what has changed?

On 15th September 2008, Lehman Brothers declared itself bankrupt. In one of the most dramatic events of the 2007-2008 global financial crisis, the 160-year old institution collapsed due to its exposure to subprime mortgages. After Lehman's failure, financial markets entered a period of unprecedented volatility and governments spent trillions of do...

/retail /wholesale

Retired Member

Retired Member 

When non performing loans become special

Banks are in the business of taking risks. Lending inherently carries the risk of default. No wonder, a corporate customer’s credit risk is a function of its probability of default. Lower the default probability, higher the credit/risk grade. Banking history is replete with instances of a large corporate/group, defaulting on the facilities to the b...

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Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Actuarial Tables for Supply Chain Finance

To clarify the reason of this rather naive post, banks are not lending to small companies because the risk perceived is too high. However, the way banks assess risk is mainly based on financial data and on some basic overview of operational performance. If banks were instead capable of having statistics on a company's performance throughout the en...

/regulation /wholesale Financial Supply Chain

Amit Agrawal

Amit Agrawal NA at in transit

Regulatory Reporting : Waterfall or Agile

We all know that we will lot of new regulations coming today and tomorrow. Thus that means financial institutions even need to generate so many new reports also. Thus I feel it will good topic to discuss with so many new reports coming today or tomorrow what is the best approach/methodology we should follow to build them Obvious default choice is ...

/regulation /wholesale Financial Services Regulation

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Why are Physical and Financial Supply Chains out of Sync?

I am sharing a summary of a recent lively debate on supply chains conducted on the ‘Supply Chain on SWIFT’ LinkedIn Group. The initial question raised on this online forum was why the physical supply chain (PSC, or the flow of goods) has reached an extremely high level of electronic efficiency (e-efficiency), but the same cannot be said for the fi...

/wholesale Financial Supply Chain

Retired Member

Retired Member 

Cash pooling in China. Internationalization of the Renminbi

Liquidity management is essential to any multinational organization's financial framework. As the role of the corporate treasurer becomes increasingly strategic, they are paying more attention than ever before to available cash to help make sound financial decisions. For corporate treasurers, there is a growing requirement to juggle cash positions...

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Retired Member

Retired Member 

Emerging Trends in Commercial Banking-Part1

Emerging trends-Impact on banks & what they are doing Currently, the main focus across banks is on innovative use of technology and in the below three streams: 1. Products, services and markets – Develop new products and services, target new markets and audiences. Examples-1.Whitelabelling & In sourcing by the big banks 2. Supplier Financ...

/wholesale Transaction Banking

Retired Member

Retired Member 

Virtual Accounts. The panacea for Accounts Receivables!

The global financial crisis has made companies look at the area of liquidity management more closely. Companies are keen on having more operationally efficient accounts receivable (AR) processes. The development in the “Virtual accounts” space has shown that this tool offers better visibility, accuracy and automation required to optimize transacti...

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Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Banks and Supply Chain Finance: Something's Changed

I recently came across two announcements I believe deserve a comment. I wish to thank my colleague Nancy Atkinson for her precious contribution. Background news Metro Bank acquires SME Invoice Finance Metro Bank created a bank model that applied to physical branches the 24x7 internet accessibility paradigm. It started as a retail bank offering “alw...

/wholesale Financial Supply Chain

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