Join the Community

21,880
Expert opinions
43,885
Total members
411
New members (last 30 days)
167
New opinions (last 30 days)
28,647
Total comments

Latest expert opinions

clear
clear

980 Results from /wholesale

Vicente Quesada

Vicente Quesada Co-founder at Gauss Trading

Disruptive Mentality in Banking

Banks must lower their services cost to at least 10% of their current cost. 3D printers cost $40,000 in 2007, $100 in 2016. Drones cost $100,000 in 2007, versus $100 in 2016. Knowing the sequence of the full human DNA used to cost $10 million in 2007 and in 2016 it only costs $100. All this has been achieved thanks to processes of exponential grow...

/wholesale

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Alternative Lending: Friend or Foe to Banks?

An Interview with Glenn Goldman of Credibly Recently I had the opportunity to pose a few questions to Glenn Goldman, CEO of alternate small business lender Credibly. I have used Credibly as an example of an alternative lender – this piece is not intended to endorse them or otherwise. However, by way of background, they have focused on providing lo...

/wholesale Innovation in Financial Services

Retired Member

Retired Member 

Visualisations - From Data to Information

The one thing that there is no dearth of in the current world, is Data. Therein lies the boon as well as the bane. On one hand availability of large amounts of data would mean banks and financial institutions no longer need to make blackbox decisions. Strategic and operational activities are evidenced by supporting data which would mean the opport...

/wholesale Innovation in Financial Services

Retired Member

Retired Member 

MiFID II’s catch-22

Under MiFID II trading venues are required to provide one of two options in order to support members’ testing efforts (RTS 7, Article 10). So exchanges can choose to offer either a realistic testing environment or a testing symbol. As testing can be terribly complicated, different views and opinions about which is better are to be heard across the...

/regulation /wholesale

Vicente Quesada

Vicente Quesada Co-founder at Gauss Trading

Digital Banking Transformation: BBVA vs. Banco Santander.

In the following 5 years banks may lose 50% of their business. I don’t think I’m exaggerating when I say in 5 years banks will lose 50% of their business. I am pretty sure that the major banks handle this scenario. If not, why announce so insistently their strategy to shift to a digital transformation? In a low interest rate scenario, with low ma

/wholesale

Retired Member

Retired Member 

The great negotiation

With the Brexit hangover slowly starting to recede it is perhaps time to start focusing on the road ahead. Regarding the immediate future there is at least some certainty, as we can assume that implementing EU regulation in the UK will progress regardless. Both the FCA and the European Commission have correctly pointed out that the UK remains a...

/wholesale

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

FinTech and Core System Providers - Between Scylla and Charybdis

Community banks and Credit Unions buy most of their technology from the core banking system providers. So they aren’t terribly excited about buying directly from a FinTech. There are four main core system vendors: FIS, Fiserv, Jack Henry, and D+H. Between them they own 96% of the community banking market. This presents a rather limited set o...

/wholesale Innovation in Financial Services

David Donovan

David Donovan Executive Vice President at Publicis.Sapient

DevOps: Stepping out of the IT Shadows

Amazon is the 800-pound gorilla in the ecommerce marketplace and a leader in making the digital-physical experience for customers frictionless. When Warren Buffett talks about Jeff Bezos, CEO of Amazon, this is what he has to say. "We haven't seen many businessmen like him. Overwhelmingly, he's taken things you and I've been buying and he'...

/retail /wholesale

Retired Member

Retired Member 

KYC Programs: the Guardians at the Gate

When most people think of Anti-Money Laundering (AML), they think of investigations into illicit account activity and filing suspicious activity reports on various types of financial crimes. This integral piece, while important, is just one piece of the AML puzzle. Having started my career as a prosecutor and then a member of a Financial Intellige...

/regulation /wholesale

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Why Supply Chain Finance -Still- Keeps Bankers Up at Night

Global Supply chain finance’s (SCF’s) original value proposition is to facilitate access to finance by arbitraging an “anchor” buyer’s lower funding costs on selected suppliers’ behalf. This principle of SCF would lead one to believe that almost all existing SCF programs are running with strong credit-rated buyers. In this report, Aite Group uncov...

/wholesale Financial Supply Chain

Now Hiring