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892 Results from /startups

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

5 Insider Tips on Selling Technology to Banks

In my 30+ years working in financial services, I have participated in the purchase of $100 million of financial technology. In the course of this, I interacted with many different kinds of software and hardware vendors. I was surprised at the ineptitude of most of the sales efforts. Now I consult to technology companies. So the shoe is on the ...

/startups Innovation in Financial Services

Retired Member

Retired Member 

Blockchain apps and the need for remediation

In the recent story on Finextra Swift confirms multiple cases of fraudulent message traffic, attackers compromised back end computers and other devices to authenticate and initiate transactions. In a blockchain based architecture, this is a salient example of why trusted intermediaries and transaction reversal / fraud remediation process are very ...

/regulation /startups

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How Banks and Fintech Startups May Benefit from Each Other

Financial institutions have always been early adopters of advances in digital technology to streamline their operations and increase their revenue. However, the complexity of financial markets, costly legacy systems to maintain, and regulatory compliance have made it almost impossible to keep the financial sector as a front-runner on technology in...

/startups

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Invest in dirty fingernails, not manicured hands

I used to work in an office in the Fruit and Wool Exchange on Brushfield Street in London back before Spitalfields Market was done over in the midst of the dot.com booming late 90s. A client dropped by the office to look at the space. They were a financial technology (as it was called back then) storta startup who was looking for office space. The...

/startups

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Blockchain Beyond the Hype

Blockchain (distributed ledger) technology is at the height of the hype cycle. VC funding so far has exceeded $1 billion. Banks, payment and clearing systems, government agencies and service providers have also invested strongly. Many of the largest banks are exploring, experimenting, testing and even piloting blockchain applications. So will bloc...

/startups Innovation in Financial Services

Retired Member

Retired Member 

A long pointless rant about Fintech: Blockchain Adoption, Regulation, Cash, Classroom and Disruption

Beware of compelling ideas that are too logical... The story has been told over and over. Steve Jobs looked at Segway and said... I want 10% of this action for $63 million. The inventor Dean Kamen said, forget it. Jeff Bezos and John Doerr joined in shortly. The hype was insane. The failure was spectacular. Next time an expert tells you that some

/startups

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Advice to Fintech Firms: How to Partner with Banks

Banks can meet changing customer expectations, but it won’t be easy. Partnering with the best Fintech firms will be a tremendous help. But what will characterize the best Fintechs? This is the fourth in a series of articles exploring Fintech's role in transformation of banking. Can Banks Ever Meet Customer Expectations? looks at the customer satis...

/startups Innovation in Financial Services

Retired Member

Retired Member 

PSD2 Strategies - Banks need to start thinking and acting like Fintechs

PSD2 is upon us. As all banks know, the industry has around two years or so to comply with this directive, despite there being a lack of clarity around certaintechnical areas. Perhaps because of this lack of clarity, many banks have yet to embark on the API strategies that will allow them to fulfil their obligations under PSD2. To them, it is jus...

/retail /startups

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Can Banks Ever Meet Customer Expectations?

Today's connected customer expects more of their bank. Whether they are consumers or businesses, they want an Apple- or Amazon-like experience. This represents both an opportunity and a challenge of epic proportions for today’s banks. In this and future blogs we will explore how banks can deliver a distinctive “native digital” experience across all...

/retail /startups Innovation in Financial Services

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Turning Transaction Data into Business Profit - the new challenge for financial institutions

Long considered a protected space dominated by a few, the financial services industry is currently riding a giant wave of entrepreneurial disruption, disintermediation, and digital innovation. Recent industry developments such as the regulatory pressure as well as the criticality of business intelligence and customer experience are impacting banks...

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