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1137 Results from 2015

Retired Member

Retired Member 

Don’t be fooled by statistics

The definition of algorithmic trading under MiFID II is extremely broad, essentially capturing any functionality that determines any parameter of an order automatically. That begs the question, what order flow qualifies as not algorithmic? Hand on heart, how many traders can claim to exclusively use native exchange order types and not rely on at l...

/regulation

Retired Member

Retired Member 

Future of Micro Lending

Why do you need an alternative? Current model is unable to serve a large base of potential consumers Existing model is costly and unaffordable In case of lending (specifically small value lending) the manner in which it is done, has not seen change for a very long period of time possibly since inception. Till a few years back and in 99 % of curre...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Don’t Look Back. You’re Not Headed That Way

In my last two blogs, I’ve talked about looming pressures on banks and financial institutions as digitisation continues to disrupt business models, and risks to both market share and longevity if they don’t adapt. The media is full of analysis on industry failings, but I’d like to provide you with some practical insights and a real world example o...

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Credit Card vs. Debit Card Fraud

One difference between a credit card and a debit card is that if there’s an unauthorized charge on your credit card, you just get a little sting. It’s a hassle to straighten out. But no money is taken from you. But if someone gets ahold of your debit card information, the second they use it, depending on the nature of the transaction, your bank acc...

/security

Alex Noble

Alex Noble Account Director at McAfee

New York vs London at the Barclays FinTech Accelerators - 5 things I’ve learnt

It’s been fascinating having the equivalent of a ringside seat for the London and New York rounds of the Barclays Techstars Accelerator. The two cities have some of the most innovative FinTech start-ups and some of the more supportive government and digitisation environments. [Disclosure: I’ve been one of the start-up mentors partnering with Ba...

/retail Innovation in Financial Services

Thea George

Thea George 

Corporates need payments innovation too

In all the excitement about consumer payments innovation, are businesses being left behind? Their payments teams stuck with clunky, ill-designed user interfaces and processing times laughable by contrast with mobile apps and Faster Payments? Sadly yes, to a point, concluded panelists during the closing session of Bottomline Technologies' recent cus...

/payments

Steve Cook

Steve Cook Digital Identity & Biometrics Consultant

The Changing Face of Mobile Payments

You cannot fail to notice that biometrics is having an impact everywhere! From access control systems to mobile banking and in particular it is likely to be facial recognition that will have the greatest impact over the next ten years. According to research firm Tractica; facial recognition adoption will grow from 28.5 million mobile devices in 20...

/payments

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

Simplifying Complexity: Trading Complex Order Books in Options - Part 2

Primary Challenges Traders seeking an edge in multi-leg options trades are relying on technology to navigate a complex market structure. One major challenge is that there is no linkage with regards to complex order books spread across seven US options exchange. Hence, it’s very important to scan all the exchanges to see what’s out there. In addit

/regulation

Retired Member

Retired Member 

Is China Really in Trouble or is it all just Hype?

Analysts agree that the China slowdown is real, but are we seeing the big picture? The World Expected Worse but Chinese Data Didn't Comply Q3 economic growth in China came in at 6.9%. The consensus estimate was 6.8%, so technically everyone should be happy with the performance of the Chinese economy. However, given the steep declines in economic...

Ward Hagenaar

Ward Hagenaar Head of Consulting - Co-Founder at PaymentGenes

Are logistics the logical value added services that Wallets need?

The expected takeoff of Wallets has been a hot topic for years in our industry. In the classical retail environment NFC enabled Mobile Wallets will finally deliver on its promise of speed and convenience. In remote commerce we have seen many attempts, high investments and some success stories related to marketplaces like PayPal and AliPay. The ...

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