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3665 Results from /retail

Brett King

Brett King CEO & Founder at Moven

What Beatles on iTunes means for Banking...

The Beatles are arguably one of the most successful bands of all time, but their foray into the digital music space has long been frustrated. In their first week on the iTunes store, however, the Beatles amassed a staggering 2 million individual song downloads and over 450,000 in albums sales. Not bad for a band who stopped recording music 30 year...

/retail Innovation in Financial Services

Retired Member

Retired Member 

How do rapid innovations simplify banking customers needs?

With so many banking delivery options, channel innovation should have run out of steam or new ideas. But it’s amazing that its run is still sustaining, fuelled by new technology, consumer evolution and other market forces. What is the secret behind the success of banking technology and innovation? Simply that it passes the acid test of consumer ac...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Aussies ahead, as England dithers...

...mobile banking or The Ashes? Luckily we’re not talking about the Ashes here. According to the latest stats, Australian banks are getting more runs on the board than their UK counterparts by recording triple-digit growth in smartphone transaction volumes amid a boom in customer use of mobile banking apps. National Australia Bank says it has exper...

/retail

Brett King

Brett King CEO & Founder at Moven

Don't worry, you don't need to develop an iPhone app

As of May this year, only 4% of US FDIC insured institutions in the United States had any sort of mobile play, a small subset of this group had iPhone apps, and an even smaller percentage had Android apps. We already know that mobile Internet based banking is the fastest growing interaction channel for banks today, so this level of commitment by t...

/retail Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

Who killed trust, and when will it return?

During the global financial crisis, governments spent billions to bail out banks in an effort to keep liquidity in the banking sector, largely so that lending could continue at a time when businesses needed as much help as they could get. However, in a financial crisis when the economy is in recession, it is counter-intuitive for a bank to lend mo...

/regulation /retail Finance 2.0

Brett King

Brett King CEO & Founder at Moven

Zero-Plastic Banking may be upon us sooner...

Eric Schmidt and the team at Google yesterday announced that they are going to beat Apple at the NFC game and will launch their new phone the Nexus S, code-named Gingerbread, within just 'weeks'. Check out some of the links: http://www.theage.com.au/digital-life/mobiles/google-to-turn-your-mobile-into-a-tap-and-pay-virtual-wallet-20101116-17v9l.htm...

/retail Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

How Apple might launch the NFC iPhone5...

I've had a quick shot at a mock-up advertisement of how Apple might launch the next iPhone 5 based on an earlier concept mock-up of what people thought the iPhone 4 might look like. I hope you like it! If you want to see a larger version of the picture click here... If you are a retail banker, you should be afraid...very afraid :)

/retail Innovation in Financial Services

Tim Tyler

Tim Tyler Product Manager at Misys

Don't leave the pedestrians behind.

There is a lot of talk about how banking services can be delivered over the “mobile superhighway” – the mobile internet or mobile web and the use of “apps”. Quite rightly banks (and their suppliers) are innovating, but there is a danger that in doing so they run the risk of disenfranchising a large proportion of their customer base. One of the ar

/retail

Ainsley Ward

Ainsley Ward Vice President, Payments Solutions at CGI

Belgium's Banks give Maestro borders

A press release by FEBELFIN (Belgian financial services association) yesterday (here in Dutch) states that from 17 Jan 2011 Belgian Maestro cards can no longer be used outside of continental Europe. Today I received a letter from my bank confirming the announcement and blaming it on the need to 'protect my transactions from fraud'. Essentially thi...

/retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Productivity growth - desperately needed magic elixir

Very spot on article in The Economist. Some snippets (emphasis mine) and comments: - “productivity growth is the closest economics gets to a magic elixir, especially for ageing advanced economies” - productivity depends on skills (my favorite: learning by doing – by moving around and up the ladder..), capital invested in tools (mostly IT) and the p...

/payments /retail Innovation in Financial Services

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