3668 Results from /retail
Retired Member
“…in this world nothing can be said to be certain, except death and taxes.” Said Benjamin Franklin in 1789. Still true of course but in a different measure now with increasing life expectancy on one side and a hugely increasing government tax burden on the other. And, of course, where there is tax there is tax sheltering and so we are once again a...
18 February 2011 /retail
Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted
First Direct invited me to moderate a roundtable looking at social media in financial services in conjunction with Social Media Week (last week). (I had planned to do a blog on this sooner - but despite a flu jab a few months ago - I came down with the most horrendous flu/cold last week - so blog posting were sparse) The discussion included speake...
18 February 2011 /retail Social Banks
According to estimates: • 2.5 billion people have no access to financial services. • The number of mobile connections worldwide stands at over 5 billion. • Usage of mobile banking will double in less than 3 years to touch 400 million. These facts tell the story of a new banking, which is intent on spreading financial inclusion through the use of lo...
17 February 2011 /sibos /retail Innovation in Financial Services
Someone batted around a sad, but not that surprising, statistic about our Finextra Community demographics yesterday. It's seems that a whopping 16% of our readership are women. Way-Hey! OK, so we cover the financial services industry and the technology industry - the two alpha males of the alpha-male dominated industries. But, come'on 16%? Can't w...
15 February 2011 /retail /wholesale Social Banks
The Microsoft-Nokia partnership, which was announced last week, could represent a critical step towards reducing the complexity of mobile banking app development. In fact, yesterday Steve Ballmer, CEO of Microsoft and Stephen Elop, CEO of Nokia took to the stage at Mobile World Congress (MWC) to discuss the importance of creating a strong "th...
15 February 2011 /retail
NAB cleaners dumped rubbish bin bags containing personal medicare, licence, passport, birth, address, employment etc in dumpsters not even the bank's bin. This meant that accessing the information wouldn't even be illegal. Privacy breach incalculable. $4 billion profit couldn't afford a $50 paper shredder. NAB promises to review procedures.
15 February 2011 /security /retail Whatever...
Gareth Jones Field Operations Director at Ubiquiem
I’ve written and talked about this sort of thing before, but never blogged. In the hope that the blogosphere offers a little more interactivity, I going to re-articulate some thoughts and sound out a reaction – hopefully it will be a bit like lighting the blue touchpaper… Are Retail Banks that bad? Retail banks are arguably easy targets when i
14 February 2011 /retail
Those of us in the ATM space are quite often asked where we stand in an industry increasingly talking about ‘e-‘this or ‘m-‘that. It’s a shame that more such sceptics weren’t listening to Flora Hamilton’s presentation at Wincor World recently, where the European Head of ATMIA presented a perspective on the ATM of the future. So, anyone that thinks...
09 February 2011 /retail
Mobile banking has been a ‘hot topic’ in the financial services industry for some time now, with much research pointing to growing customer demand and uptake of mobile services. In fact, I blogged late last year about some Forrester research showing that mobile banking provision in Europe is gathering pace, which one would assume reflects increasi...
Of course we should (says the mainstream economist). Moderate levels of inflation (2 per cent) may be acceptable for they help greasing the wheels of an economy. But as soon as inflation swings to the exciting side of 5 per cent for a prolonged period of time, its true nature surfaces. Given we are slowly ridding ourselves from the shackles of a t...
09 February 2011 /regulation /retail
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