3676 Results from /retail
Andrew Fear Advisor / Consultant at Independent
The emphasis is shifting from finding the system that precisely matches requirements to delivery capability - finding a core system that can be implemented with the minimum of trauma. Experienced core banking project managers will tell you how each time they complete a project they carry forward their success secrets to the next project - and thei...
17 August 2011 /retail Innovation in Financial Services
Brett King CEO & Founder at Moven
The Total Disruption of Retail Banking - The Conclusion As we detach ourselves from physical artifacts associated with traditional businesses, traditional distribution models rapidly fail. The fact that you own or participate in a network or virtual monopoly that supports an outmoded distribution model is of no benefit when that network is surpass...
11 August 2011 /retail Innovation in Financial Services
Retired Member
Within the US$1+ trillion global professional services industry, the finance sector has recently looked susceptible to a growing chorus of start-ups looking to strategically rethink finance’s core business models and value propositions. Internet entrepreneurs over the past few years have embarked on a journey to challenge financial services g...
09 August 2011 /regulation /retail Innovation in Financial Services
A curious client recently asked – “Couldn’t financial modeling risk be diminished by introducing a Quality Assurance Review Panel (“QARP”)?” It was a simple, pragmatic question that left me momentarily perplexed. I then enthusiastically responded “I’ll look into it – it could have legs”. And so I researched further. A threshold question is the pr...
09 August 2011 /regulation /retail Internal Auditors in Financial Services
The release of the iPad in April 2010 has had a transformational impact on the world, and the tablet device has moved from being a minority form-factor within the enterprise laptop market, to a true consumer offering. For many, a tablet could become their main computing device due to its multi-functional capability potential. In the financial serv...
05 August 2011 /retail
Andre Malinowski Head of International Business at Computop GmbH
Improvement should part of regular maintenance A couple of weeks ago it was time for the bi-annual checkup of my car again. Not that anything was wrong with it, but it is part of the service agreement I have. As usual, I went to my car dealers garage and being there I took the chance to ask them to replace my stereo with a multi-media system as my...
04 August 2011 /payments /retail
For a while now I have been tracking how banks and financial institutions are using social technologies to provide new services to their customers. I thought that it would be useful to do a round-up of the products that have recently caught my eye for anyone who is interested in the intersection between the social web and banking innovation. For ea...
04 August 2011 /retail Innovation in Financial Services
A bit overdue, but here’s the second installment of the 4 C’s of core banking. Finding the best way to tackle legacy core systems has re-emerged as a key topic of debate among banks, from top tier global players to smaller, domestic institutions. With their vast, fragmented architectures, banks’ legacy systems are typically cumbersome and lack the...
03 August 2011 /sibos /retail
There seems to be a general feeling of satisfaction in the market with the current levels of e-invoicing growth in Europe. Growth rates of 40% are often mentioned, and at first sight, that seems promising. However, the current market for e-invoicing has a key characteristic that inhibits sustainable growth: E-invoicing is a buyer driven market. Lar...
02 August 2011 /payments /retail Finance 2.0
Abdul runs a ‘kirana’ (a small grocery) store in Dharavi, the world’s largest slum in Mumbai. The area is also the hub of several financial inclusion, remittance and micro-lending initiatives. Abdul is now exposed to both mobile and card based banking and payment systems, as he sees new age ‘bank’ staff affiliated to Business Correspondents traver...
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