Jatin Ondhia Co-founder and CEO at Shojin Property Partners
Regulations have been around for as long as people have been doing business. Businesses have been complaining about them ever since. Roman merchants sulked about overzealous Senators as much as Silicon Valley bosses do about those in Washington D.C. Today, though, the act of regulating is trickier. My industry, digital property investment platfo...
26 April 2022 /regulation /predictions
Nick Green Director at Purple Patch Broking Ltd
Data pricing is a challenge faced by every credit provider. In a competitive market, Bureaux price variations mean that some credit providers pay up to 1,500% more (per search) than competitors for the same data from the same provider. This is due to a lack of transparency in the industry which makes it difficult for credit providers to achieve a ...
26 April 2022 /regulation /retail Financial Services Regulation
Andrew Beatty Head of Wealth, Retirement & International at FIS
My last blog explored Banking as a Platform (BaaP) to assess its market drivers and potential benefits. Today’s blog considers Banking as a Service (BaaS), a business model which is sometimes described as the inverse of BaaP. Are these two bookends really complements or substitutes? BaaS offers a new route to market for banks. It empowers them to...
21 April 2022 /regulation /retail Banking Strategy, Digital and Transformation
Caleb Woo Client Success at Artius Global
A snippet from the FT on Archegos “regarding bank claims. . . . It will come down to what indemnity was in the loan and swap agreements.” What it fails to address is the market impact of these agreements. What comes to mind is that increased market transparency and disclosure is needed. With regulators continually demanding greater transparency to...
21 April 2022 /regulation RegTech
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
Open Banking is a flop, it’s too costly, clunky, and businesses struggle to make money from it. - Anne Boden, CEO of Starling Bank, to Treasury Committee (Source). After a regulatory mandate and nearly five years of media buzz, EU Open Banking recently crossed 5 million users. See Open banking passes five million user milestone. On the other hand,...
18 April 2022 /regulation /retail
Saloni Ramakrishna Author; Senior Director at Oracle
There were two primary principles that I touched in my previous blog Climate change Management- whose job is it anyway. The first is, boundary definitions with clear responsibility/ accountability for the major stake holders and the second, need for smooth collaboration between them. Central banks and commercial banks are the critical stake holde...
18 April 2022 /regulation /sustainable Trends in Financial Services
Nir Laznik Co-Founder & CEO at Sedric.ai
Fintechs are expanding their market share across the financial services spectrum, from retail banking and investment management to lending and innovative insurance services, to name but a few. As next-gen institutions scale their businesses, regulators around the world have taken notice and are adding more rules to protect customers. There is grow...
12 April 2022 /security /regulation Banking Strategy, Digital and Transformation
Emily Harris Head of Compliance at Fiat Republic
The Transfer of Funds Regulation is an EU proposal that aims to extend wire transfer requirements to the crypto industry and implement the 'travel rule' - a Financial Action Task Force requirement to collect and send customer data along with transactions. The last round of discussions took place on 31 March. There was much fanfare - the European P...
12 April 2022 /regulation /crypto
Yahya Mohamed Mao Head of Business Development & Marketing at Swiss GRC
The ability to understand and control risk allows organizations to be more confident in their business decisions. The culture of risk analysis is characterized by the alignment of risk management with the strategy of the organization and the promotion of an integrated approach to risk management. The culture of risk analysis is a delicate balance ...
07 April 2022 /regulation /retail Financial Risk Management
Kris Jones Head Of Marketing at allpay Limited
By Victoria Preece, Compliance Director – allpay Limited “Competition law compliance is not always given the attention that it deserves. I would like to see anti-competitive behaviour taken as seriously by UK businesses and boards as the risks around bribery, fraud, health and safety and cybercrime.” Lord David Currie, Chairman, Competition and M...
06 April 2022 /regulation /crime Exposing Financial Crime
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.