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4230 Results from /regulation

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Fintech hot topic: A review of the EU consumer credit directive and impact on BNPL

Today, consumers can easily apply for credit online through innovative credit solutions like buy now pay later (BNPL). But consumers need to know what they are signing up for and how much they eventually have to repay. This is what’s sparked regulatory reviews. To bring more clarity to consumer credit, the Council and European Parliament have re...

/regulation /retail Fintech

Claus Christensen

Claus Christensen CEO at Know Your Customer

UBO Identification in Europe: What Happens Now?

Following a seminal ruling from the EU Court of Justice in November, the journey towards greater corporate transparency recently encountered a stumbling block. As further developments remain uncertain, what options are available to compliance teams and members of the public looking to access official beneficial ownership information across jurisdi...

/regulation /crime RegTech

Retired Member

Retired Member 

Beyond Consumer Duty: How customer experience excellence will separate leaders from laggards

The new Consumer Duty regulation from the UK’s Financial Conduct Authority (FCA) has instigated a period of great change within the financial sector, requiring financial services institutions (FSIs) – from insurers and financial advisors to payment services and technology providers – to comply with a much higher and exacting standard of customer c...

/regulation /retail Banking Strategy, Digital and Transformation

Nick Green

Nick Green Director at Purple Patch Broking Ltd

What does the FCA credit information interim report mean for fintechs?

The FCA wants to see a higher quality of credit information and is taking steps to improve the sector. In light of this, the FCA recently published the long-awaited interim findings from its credit information market study. But is the report addressing the key challenges originally identified? What’s fallen through the cracks so far? And is the fu...

/regulation /retail Fintech

Retired Member

Retired Member 

The climate reporting challenges facing the financial services sector

In November, digital transformation companies, fund operators and other key stakeholders convened at the annual Fund Operator Summit to consider the major challenges facing the financial services sector in the coming years. One of the key themes of the discussions that took place emphasised how climate reporting is now more critical than ever. I...

/regulation /wealth Financial Services Regulation

Tejasvi Addagada

Tejasvi Addagada Enterprise Data Head at Fortune 500 financial service provider

Does data risk need to be managed actively through a data risk function?

You must hear this often if you manage any kind of risk – risk and value go together. And that’s true, of course for data! Both data and its infrastructure must be managed for their benefits and risks. In sectors like Banking, regulations drive enterprises to assess data related risks. Prioritizing and managing data associated with financial or op...

/regulation Data Management and Governance

Nish Kotecha

Nish Kotecha Co-Founder & Chairman at Finboot

Why the demise of FTX has to be a turning point

The recent and very public demise of cryptocurrency exchange, FTX, has once again dented wider faith and trust in the crypto world. Despite raising $400 million at the start of the year, rumours of FTX being undercapitalised led to more than $650 million in withdrawals - causing it to close its doors and confirming it was in a liquidity crisis. Th...

/regulation /crypto Blockchain in Banking and Financial Services

Roel Mels

Roel Mels Global Head of Marketing at TRG Screen

Data, Data Everywhere: Managing New Digital Assets in The Market Data Mix

The financial services industry is known for its complexity in terms of the multitude and proliferation of market participants, vendors, products, user requirements, agreements and pricing structures. Alongside this, the global financial sector generates an enormous amount of data (measured today in petabytes i.e., 1,000s of terabytes), creating d...

/regulation /crypto

Jenny Nittmann

Jenny Nittmann Managing Director at Nitt & Huff GmbH

Cross-Border Payments with the EU? Ready for new reporting obligations to the EU Commission?

CESOP – An EU-wide VAT transactional reporting obligation for payment service providers If your business provides payment services in scope of the EU PSD2 legislation, you may be required to report transactional data related to cross-border payments to CESOP, the EU’s new “Central Electronic System of Payment” information. Reporting starts in Janu...

/payments /regulation Banking Regulations

Retired Member

Retired Member 

The race is on for instant payments, could the Nordics lead the way?

Innovation in payments has long dominated the fintech industry. However, when it comes to clearing houses and large payment infrastructures, progress has been slow. Facilitating instant payments at scale and across borders, for example, has been on the global agenda for a while, such as the implementation of PSD2 which aimed to increase the use of...

/payments /regulation The future of Payments in Europe

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