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4488 Results from /regulation

Retired Member

Retired Member 

Your technology stack for FATCA compliance - Part 3

A culture of compliance…for technology Regulators and FATCA teams alike are currently focused on ensuring that institutions can start doing their jobs when deadlines like 1 January 2014 for new account identification hit. Oops, I mean 1 July 2014, with Treasury just announcing a delay for several deadlines. Add data fields to the core or CDD system...

/regulation

Retired Member

Retired Member 

A currency by any other name: Facing the renminbi challenge

Offshore investors have bought nearly $2 billion of yuan-denominated bonds so far in 2013, up by over 70% on 2012. These RMB bonds, known as “dim-sums” are really starting to add up. Is your firm already trading dim sum bonds, or looking to take part in this market? Participants should be aware that the Chinese renminbi has both an onshore and an o...

/regulation

Marc Murphy

Marc Murphy CEO at Fenergo

A horizontal lifecycle approach to regulatory onboarding

Over the last few months alone, we’ve witnessed: the finalisation of FATCA, Dodd-Frank, EMIR, MiFID II rules, the proposal for an enhancement of existing money laundering rules in the form of the 4th EU Money Laundering Directive, the completion of Customer Due Diligence (CDD) rules by FinCEN in the US, and the UK’s Financial Conduct Authority (FC...

/regulation /wholesale Financial Services Regulation

Retired Member

Retired Member 

Money Saving Tips

Most women like saving a bit of money for a rainy day for themselves and their family. Unlike men who more often than not have to learn to appreciate the concept of saving money, women have been ingrained with this concept; it comes naturally to them. The question ‘how to manage your money’ is uppermost in their minds, all the time. Here are 5 tip...

/regulation

Retired Member

Retired Member 

Bank account portability...

A new compliance challenge or a hidden opportunity? UK senior bank employees at risk of jail sentences for banking negligence and failures dominated the headlines out of the Report of the Parliamentary Commission on Banking Standards. Hidden in the report was an equally populist idea: make bank account numbers portable in exactly the same way as mo...

/regulation /retail

Retired Member

Retired Member 

Your technology stack for FATCA compliance - Part 2

Let AML monitoring find the FATCA needles in your haystack FATCA and the Model IGAs define certain thresholds that determine the relevance of new accounts and the level (and timing) of scrutiny required for pre-existing accounts. For example, under IGA, a new individual customer is not relevant until and unless the aggregated balance of their depo...

/regulation

Retired Member

Retired Member 

Introduce the Value Added Concept to Your Enterprise

When sales are waning, when your marketing department seems at wit’s end with regard to reversing the downward spiraling sales and when you are seeing a cash flow crisis looming on the horizon, you still have options. Value Added Marketing I know the concept isn’t new. It’s been around since the 70’s—a gift, if you will; from Ed Valenti of Ginsu kn...

/regulation

Retired Member

Retired Member 

Negotiating the data network labyrinth

In today’s dog-eat-dog world of high risk and financial uncertainty it can be easy for businesses to become disorientated and lost in their ongoing quest for a greater competitive edge. This can take on many forms, but it’s interesting to note that the number of banks and financial services organisations taking steps to upgrade their data networks...

/regulation

Retired Member

Retired Member 

Three Steps for Success in Unlocking Big Data's Potential

In my last blog post, “The Future is Sooner and Stranger Than You Think” I had talked about the characteristics of Big Data in terms of the 4 Vs (Volume, Velocity, Variety, Value), the 5 Ms (Monitoring, Mapping, Management, Middleware, Measurement). Today Big Data is inescapable in the Financial Services industry, with increasing volumes of custo...

/regulation Future Finance

Retired Member

Retired Member 

Why do operational risk assessments fail?

Risk and control self-assessments have been common in the finance industry for many years – so why are they still relatively ineffective? I believe the answer is fairly straight-forward; it’s all to do with the value (or lack of value) of their output. In order to make assessment outputs more valuable to investment banks and other financial firms, ...

/regulation

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