Join the Community

21,800
Expert opinions
43,913
Total members
461
New members (last 30 days)
205
New opinions (last 30 days)
28,632
Total comments

Latest expert opinions

clear
clear

4170 Results from /regulation

Retired Member

Retired Member 

Risk-based Collections Part IV: Collections Prioritization

In Part I of my Risk-based Collections blog series, I described the differences between Judgmental and Statistical Scoring models. In Part II, I discussed which scores are best for managing existing credit lines. In Part III, I described which scores are best for new application credit risk evaluation. In Part IV, I will describe how corporat...

/regulation Treasury Management

Retired Member

Retired Member 

Automated fee billing-no longer just nice to have

Investment management firms spend a great deal of time and money improving their operational architecture, though often stop short when it comes to a key area affecting revenue management – client billing. However, industry drivers combined with the changing needs and expectations of investors have created the need to enhance transparency into bil...

/payments /regulation

Marc Murphy

Marc Murphy CEO at Fenergo

FATCA: The Practical Challenges of Client Identification

Many organisations are awaiting further clarification of requirements before determining their approach to FATCA compliance. Indeed interest groups continue to lobby for further burden reducing concessions and undoubtedly there will be further changes to the existing proposed regulations. However whatever the final requirements and relevant impact...

/regulation /wholesale

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Free Mobile Apps Equal Drained Battery

Go through your smartphone right now. Look at each app and seriously consider whether you need it. If not, delete it. Then, determine which of the free apps are worth upgrading to the paid versions, since free apps that contain advertising that puts an additional drain on your battery. Using a special energy-profiling tool, researchers from Micro...

/security /regulation

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

IT Security: Preventing Insider Threat

A “Logic Bomb” isn’t really logical, it’s a virus, designed to take down your corporate network and disable existing systems that may monitor data, protect it, back it up or access it. A logic bomb is designed to multiply like any virus and spread throughout a network multiplying its effects. In a Wall Street Journal story an example provided, dep...

/security /regulation

Retired Member

Retired Member 

US tax payers pay for SEC phone-recording intransigence

The insider trading trial of Rajat Gupta, a former Goldman Sachs board member, gets under way in New York this week. Phone recordings are set to play a key part in this case, as they did in the earlier related trial of Raj Rajaratnam. Preceding the start of the Gupta trial, the Financial Times reported (http://on.ft.com/Lbmhn4) that Federal prosecu...

/regulation Financial Services Regulation

Retired Member

Retired Member 

Unintended consequences

At the recent annual Mortgage Strategy Summit I addressed an audience of over 60 industry experts discussing the potential ramifications of CRD IV on the EU mortgage market. I am a born optimist so it was with regret I had to deliver some sobering news about the costs of mortgages going forward. In their relentless attempt to punish bankers, regul...

/regulation /wholesale

Retired Member

Retired Member 

Data Backup Compliance

Andy MacLellan, Head of Cloud, Onyx Group How long does your data need to be backed up for? It’s a question most businesses take for granted, working on the assumption their IT department have taken care of things. In the real world, backups are the last job to sort out in a system deployment project and will typically involve using default setti...

/security /regulation

Retired Member

Retired Member 

AML and Fraud convergence - what's really happening

Analysts, regulators, vendors and financial institutions have been falling over each other touting the benefits of AML (Anti-Money Laundering) and anti-fraud joining forces. And rightfully so. However, many pundits seem to think that this has to be about AML and Fraud departments merging to become a single internal Financial Intelligence Unit (FIU...

/security /regulation

Retired Member

Retired Member 

Are CCPs Increasing Risks? Part IV - With Slides!

The Post Trade Forum debate on Are CCPs Increasing Risk? was held at the London Stock Exchange [a couple weeks ago]. Cheers, Gary, for letting me take part in such a fun event! My slides are available to download here: Are CCPs Increasing Risk? Short story is that I see rising risks from mandatory margin of OTC derivatives with CCP fragmentat...

/regulation Post-Trade Forum

Now Hiring