Join the Community

21,542
Expert opinions
43,581
Total members
349
New members (last 30 days)
131
New opinions (last 30 days)
28,535
Total comments

Latest /regulation expert opinions

Clare Rowley

Clare Rowley Head of Business Operations at Global Legal Entity Identifier Foundation (GLEIF)

The Value of the LEI in Cross-Border Payments: Enhancing Corporate Invoice Reconciliation

The need to harmonize cross-border trust services continues to grow in line with the ever-increasing volume of trade and commerce taking place across digital platforms, globally. In this effort, the LEI can play a fundamental enabling role. The Financial Stability Board (FSB) has already endorsed the LEI for supporting the goals of its G20-endorsed...

/regulation

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Transparency in credit data: What does it really mean?

From determining eligibility for a new loan to assessing financial vulnerability, credit data plays a pivotal role in financial decisions. Yet, how often do we pause and ask: How transparent is this data? When we discuss 'transparency' in the context of credit data, it's not just about clear reports or scores. It delves deeper, probing the integrit...

/regulation /retail Banking

Marat Nevretdinov

Marat Nevretdinov Managing Director at HDI Embedded

We are living in the embedded insurance revolution…but who's best placed to drive it forward?

Embedded insurance reminds me of that old saying, “the wise adapt themselves to circumstances, as water moulds itself to the pitcher.” It’s widely believed that no one actively thinks about insurance, only about their next purchase. So the embedded insurance premise is simple – bring insurance to the point of sale for those more thought-about p

/regulation /predictions Embedded Finance

Galit Shani-Michel

Galit Shani-Michel VP Payments at Forter

PSD3: 4 Real Problems Addressed, Yet 1 Big Opportunity Missed

Now that the first draft of the proposed PSD3 regulation has been released, there is a significant amount of interest in data sharing between banks and third-party organisations. PSD3, in its current guise, raises several questions around its impact on online credit card payments, fraud, and conversion rates. Yes, the draft proposal addresses fou...

/payments /regulation E-commerce

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Benchmarking Blind Spots: The Silent Expenses in Credit Data

The challenges of financial operations require you to consistently evolve, shift, and innovate to remain relevant. For many, this means delving into credit data benchmarking. But what happens when credit providers bypass this vital process, assuming it's secondary or even unnecessary? The expenses, both visible and hidden, can be huge. From payin...

/regulation /retail Banking

Greg Woolf

Greg Woolf CEO at Fiverity

Beyond The Blackbox: Elevating Fraud Detection with Transparent Risk Scoring

Technology has a vital role to play as financial institutions fight back against fraudulent activity, which continues to grow—Alloy's Annual State of Fraud Benchmark Report, 91% of respondents said that fraud rates have increased at their organization year-over-year. While solutions are available that help identify fraud, many lack visibility in...

/regulation /crime Exposing Financial Crime

Retired Member

Retired Member 

Three Steps to Manage Financial Data Compliance During Shifting Regulations

The complicated landscape of compliance standards in the UK is increasingly difficult to navigate for IT leaders within financial organisations. With constantly evolving EU and UK laws, financial services organisations have to make sure that they keep up with the ongoing changes while managing their exponentially growing data. While ensuring compl...

/regulation

Mick Fennell

Mick Fennell Business Line Director and Head of Payments at Temenos

Is Instant the final straw that breaks your payment system’s back?

I’m seldom surprised when I meet an organization that has yet to start its payments processing software modernization journey. Replacing your existing payments software solution is a significant decision with major consequences and, let’s face it, substantial risks. It’s not a decision taken lightly. On the other hand, many acknowledge that you’re...

/payments /regulation Banking Strategy, Digital and Transformation

Ernesto Funes

Ernesto Funes Founding Partner at Stratio BD

How the finance industry should be preparing for the generative AI revolution

The finance industry is more reliant than ever on efficient technological performance. Recent years witnessed a goldrush to digital systems and platforms as finance businesses sought to modernise and outperform the competition. The Market Research Reports Service predicts that the global digital banking market will be worth USD 19.2 billion by 202...

/regulation /predictions Fintech

Daniel Schlaepfer

Daniel Schlaepfer CEO at Select Vantage Inc

How should we regulate AI in trading?

The emerging Artificial Intelligence (AI) boom has already seen a host of applications unveiled as supposedly advanced trading tools. Just this week we’ve seen the launch of Meta Trade Bot (unrelated to the Facebook-owning company), a cloud-hosted auto-trading tool designed to “eliminate human emotion in trading, enhance trading efficiency, and aim...

/regulation /markets Artificial Intelligence and Financial Services

Now Hiring