Join the Community

24,143
Expert opinions
40,678
Total members
313
New members (last 30 days)
191
New opinions (last 30 days)
29,294
Total comments

Latest expert opinions

clear
clear

4451 Results from /regulation

Retired Member

Retired Member 

Angst Over the EBA’s PSD2 Two-Factor Authentication Directive

The convenience and speed of online shopping and banking in Europe are said to be under threat by proposed standards from the European Banking Authority (EBA) due to be released in January of 2017. The new rules, issued in response to requirements in the Payment Services Directive, will require “strong customer authentication” for all electronic p...

/security /regulation

Retired Member

Retired Member 

Why all banks will follow Deutsche Bank and ban insecure messaging apps

WhatsApp is a data security and compliance nightmare for banks. I get why so many people use it in business. It’s immediate, conveys a sense of urgency and you see when someone’s read your message (so they feel obliged to respond). None of that is true of email. But it’s a real headache. People think it’s secure – and in some ways I can see why th...

/security /regulation

Retired Member

Retired Member 

Welcome to RegTech: the age of disrupting the status quo is here

On Tuesday 31st January at a crowded event near Canary Wharf, a select group of RegTech innovators, accelerators and venture capitalists came together to discuss this emerging market. Attendees heard four expert speakers explore the challenges and opportunities. But first, some background. -- Financial market participants had to acknowledge some h...

/regulation /startups Financial Services Regulation

Retired Member

Retired Member 

Two For One

If nothing else, we know the new regime in the US likes a good punchy sound bite. As many of us predicted, President Trump and his team have their sights firmly set on loosening the burden of Dodd-Frank and other regulatory sets that they feel make for a hostile business climate. The tagline of Trump’s executive order for regulatory reform is “two...

/regulation

Retired Member

Retired Member 

333 reasons why asset managers need to focus on MiFID II

Legend has it, that Horatio Nelson, the famous English admiral, had only, One Eye, One Arm and One Leg. Cricketers have long believed any combination of “A Nelson” is unlucky. (David Shepherd a now retired English Umpire would balance on 1 leg whenever the score on the board was 111, 222 etc.) However balancing on 1 leg will not achieve MiFID II c...

/regulation

Retired Member

Retired Member 

2017 regulatory challenges for banks: A pathway to unity or division?

I last wrote about Brexit just prior to the referendum, and with the start of a new year, Article 50 voting in the House of Commons and a new President in the White House, it seems apt to look once again at the current state of global affairs, with its worrying return to the cataclysmic ‘Cold War speak’ of the 70s and 80s. As mentioned before - wh...

/regulation

Retired Member

Retired Member 

Achieving Credit Risk Decisions in Milliseconds

Businesses move from manual to digital solutions to achieve a range of goals. Having recently masterminded Estonian bank Bigbank’s own digital transformation, Agur Jõgi, chief technology officer says that credit and lending providers are striving to deliver a better experience to customers, with speed a primary goal. “Old manual processes can take...

/regulation /retail

Retired Member

Retired Member 

AML Compliance Failure: The Gift that Keeps on Giving

It’s no state secret that Anti-Money Laundering (AML) compliance failures can cause serious harm. But what may not be obvious is that by the time the failure has made it into the public domain, the bank has been suffering the repercussions of that failure for years. It is the gift that keeps on giving. A compliance failure can have lasting effects...

/regulation Financial Services Regulation

Retired Member

Retired Member 

T2S: How will it change post-trade service buying behaviour in 2017-18?

T2S will change the service buying behaviours of the bank and broker communities. Understanding the impact of this change is critical for the wider financial ecosystem. Much has been publicly discussed about the impact of T2S on the post-trade infrastructure landscape and in particular business and operating models of custodian banks. However, li

/regulation

Retired Member

Retired Member 

Will the Trump administration have a repealing effect for all?

Donald Trump's surprise election win looks like good news for Wall Street, with bank stocks such as Bank of America, Citigroup, Goldman Sachs, JPMorgan, Morgan Stanley, and Wells Fargo all ending in the green in the days following Trump’s victory, increasing overall in value by 4%. Ignoring the possible impacts of inflationary increases or even vo...

/regulation

Now Hiring