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4462 Results from /regulation

Retired Member

Retired Member 

Bitcoin ETF Bites the Dust, Needs More Security

When the SEC, last month, announced the proposal from Winklevoss Bitcoin Trust was declined, they made a clear statement to the cryptocurrency community: more security is needed. In their terms, they did not "find the proposal to be consistent with Section 6(b)(5) of the Exchange Act, which requires, among other things, that the rules of a nat...

/regulation Disruption in Retail Banking

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Retired Member 

MiFID II - a catalyst for innovation

Trading in auctions – in contrast to continuous matching – has long been poised to grow under MiFID II, due to the technicalities in the pre-trade transparency regime and its waivers. With the go-live date edging ever-closer, the regulation has become a catalyst for innovation instead of being merely a cost of doing business. Exchanges are current...

/regulation

Retired Member

Retired Member 

Tell Me Once: The next decade of consumer communications

Every business quickly learns the value of the conversations they have with their customers. They aren’t only the lifeblood of any organisation fuelling transactions and growth but also offer invaluable insight into what clients want and how they communicate. The looming implementation of the MiFID II directive for financial services institutions ...

/regulation Trends in Financial Services

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Evolving the AML Compliance Officer into a Technology Expert

As Anti-Money Laundering (AML) regulations and expectations have continued to grow and change (e.g., the new FinCEN CDD Rule and the 4th EU Money Laundering Directive), so too have the expectations of AML Officers and their teams. As masters of their domain, their responsibilities have generally focused on ensuring that their policies and program...

/regulation Innovation in Financial Services

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Retired Member 

It’s not just borrowers who benefit from improved application processes

Research by Equifax has found that consumers want the process of applying for financial products online to be quicker. People want an immediate decision on loans, and a decision within a day on bigger commitments. This presents lenders with a problem. If the two big financial scandals of recent years - PPI and mortgage mis-selling - have taught t...

/payments /regulation

Retired Member

Retired Member 

A division of labour for SIs?

The current debate between ESMA, the European Commission and market participants on the establishment of networks of systematic internalisers (SIs) is unsurprising given the amount of regulatory change and the potential for market innovation. Last week ESMA expanded on what’s behind its thinking on the topic in its most recent Q&A. ESMA’s o...

/regulation

Retired Member

Retired Member 

Remote Identification of Customers for European Payment Institutions. Part 2

Part 1 by the link (internal link finextra.com) Finally, there is the third option. It seems to be the easiest and most rational and entails no extra expenses if the customer identification aspect is taken into consideration right away. In spite of the fact that the basic legislation is the same for all European countries, it is just the foundat...

/payments /regulation

Retired Member

Retired Member 

AnaCredit has taken data to a new level of scrutiny

The years following the financial crisis have seen a considerable increase in the amount of data that regulators demand from market participants, as they attempt to better understand developments in the market and identify risks. In order to respond to this challenge, the governing council of the European Central Bank (ECB) approved a new statisti...

/regulation

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

Next Steps in Bond Trading: All-to-All Matching Catching on?

Corporate bond trading platforms are in the news again. Platforms that have launched innovative all-to-all trading protocols are attracting buy-side firms to their venues. Despite skepticism a few years ago that all-to-all platforms wouldn’t attract liquidity, platforms like MarketAxess with Open Trading and Liquidnet’s have gained traction on the...

/regulation Capital Markets Technology

Retired Member

Retired Member 

Remote Identification of Customers for European Payment Institutions. Part 1

By Andrey Borisenkov, CDO ADVAPAY When choosing the jurisdiction for future payment business it is necessary to consider a large number of different aspects: these are license cost, license acquisition time, office costs and salary of employees in the licensing country (requirements of each regulator provide for at least one staffed operating off...

/payments /regulation

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