Join the Community

24,359
Expert opinions
40,833
Total members
328
New members (last 30 days)
234
New opinions (last 30 days)
29,359
Total comments

Latest expert opinions

clear
clear

4478 Results from /regulation

Retired Member

Retired Member 

GDPR may Clog Data Pipeline

If data is the “new oil,” could GDPR be a blockage in the pipeline? Admit it, phrases and jargon are so overused in our industry that they become annoying. The latest one is “data is the new oil.” It is not. I say that as a former oil market journalist. Here’s why: Data is not a natural resource Data can’t be drilled for or fracked Data has ne...

/regulation

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

An alternative RTS for strong customer authentication

The PSD2 regulatory technical standards (RTS) for strong customer authentication and secure communication are proving difficult to finalise. With the EBA rejecting the EC's amendments to its final draft RTS, it is now up to the EC to publish the final text, subject to scrutiny by the EU Parliament and EU Council. With this saga running on and on, ...

/payments /regulation

Retired Member

Retired Member 

Countdown to MiFID II: face-to-face conversations, data retention and GDPR

As the deadline for the implementation MiFID II fast approaches, financial firms are under growing pressure to take steps to ensure they’re fully compliant. A common issue, however, is that many organisations are still unclear about the full impact MiFID II will have on their organisation. According to recent research conducted by IPC, while 77 pe...

/regulation Financial Services Regulation

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

Fixed Income Trading Protocols: Going with the Flow

Last week, SEC Chairman Jay Clayton said he asked the staff to develop a plan for creating a Fixed Income Market Structure Committee to advise the SEC on regulatory issues in the fixed-income markets. Clayton said the fixed income committee would be modeled after the Equity Market Structure Committee (EMSAC), and would be comprised of a diverse gr...

/regulation

Willem Lambrechts

Willem Lambrechts Managing Director at Drebbel

No thanks, we are too busy...

As a financial technology broker, we have the privilege of operating in the heart of the financial technology eco-system. From this position we observe a quite odd but stunning anomaly within financial institutions. Every single day in the financial press we read about financial institutions investing vast amounts of money in emerging technologies ...

/regulation MiFID

Retired Member

Retired Member 

Panama Papers and Ultimate Beneficial Ownership: One Year On

Over a year has passed since the publication of the Panama Papers, an unprecedented data leak of 11.5 million documents that revealed the secret financial dealings of over 214,488 offshore entities. This high-profile leak ultimately brought to the fore the lack of transparency surrounding shell companies. The records revealed the multitude of ways...

/regulation Capital Markets Technology

Retired Member

Retired Member 

Countdown to MiFID II: Are You Ready?

For firms still procrastinating about finalising their plans to accommodate the changes required to capture, archive, and easily retrieve electronic communications (eComms) in accordance with MiFID II, the clock is ticking. Loudly. Although the 3rd January 2018 may seem a long way off, with almost every financial organisation initiating a change co...

/regulation MiFID

Richard Miller

Richard Miller Product Owner at RegDefy (MV37)

Artificial Intelligence: Why now?

For the last 35 years Artificial Intelligence (AI) has been promising much yet not delivering outside of the academic world. So what exactly is AI? There is actually a fair bit of confusion about even the definition of AI, and here I would like to take Gartner’s viewpoint, avoiding marketing terms like ‘cognitive’ in that AI stands for “Amazing In...

/regulation

Retired Member

Retired Member 

General Data Protection Regulation for Fund Managers: time to act

The General Data Protection Regulation will come into play in May 2018, and should be on the radar of fund managers, investment advisors, and every company that processes data related to living EU residents. Non-compliance will lead to significant penalties including a fine of up to 20,000,000 EUR or up to 4% annual turnover. Considering one in fo...

/regulation

Retired Member

Retired Member 

PSD2 and the Cost of Using the Staircase When the Elevator Fails

A few years after Bautista closed his business I casually met him in a cafe nearby the Town Hall. After saying hello to him and asking how were things going (not very well, I must say) we started talking about his business and why he had closed it down. He said that he did not understand why the Town Hall passed a law to promote competition in fina...

/payments /regulation Online Banking

Now Hiring