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206 Results from 2009, /payments

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Will Twitter founder Square Visa - MasterCard?

Further to my earlier post on Internet based payment applications, it looks like 2010 is going to be the year of alternate payments. We can see the high level of interest in the subject. Jack Dorsey - co founder of the omnipresent Twitter - has come up with a free Payment Dongle called Square. You can see his demonstration here - http://www.youtu...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

I cannot see around the corner..

Too often I tend to forget that I cannot see around the corner. This means that I am spending too much time in trying to imagine the future. Instead I should take my vision and passion and go around the corner - as almost always before there is something unexpectedly simple and positive waiting. Take the example of e-invoicing. We did have the feel...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Every Little Helps. The Tesco approach to over-limit Fees.

So ... The other day I tried to use my Tesco Finest Platinum Turbo-Nutter credit card, and the transaction was declined. Happens to the best of us I know, but it is paid off every month, and I had received text notification from First Direct that the debit had been made. I called the Customer Services at Tesco and was told that they could see th...

/payments

Retired Member

Retired Member 

Mini-Outsourcing - small but perfectly formed

The Outsourcing Paradigm What is the reason that many organisations do not pursue any form of outsourcing as a means to drive cost reduction and efficiency improvement? Could it be that past experience directs their thinking to major outsourcing projects using one of the leading vendors? Whilst major outsourcing projects deliver substantial benefit...

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Time to cheque out for Christmas

As we sit back and relax this Christmas a topic of conversation that is likely to rear its head over the festive Ogden dinner table will likely be the demise of the cheque. With several generations at the table it will be interesting to hear the different perspectives and reactions to the news, especially between the grandchildren and grandparent

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Republic of Finland - exemplary action

The State Treasury sent out letters to 16 000 suppliers to the public sector last week to remind them of the fact that only electronic invoices will be accepted as of 1.1.2010. The deadline for paper and unstructured PDF was announced already in the beginning of 2009 - and hinted to much earlier - so there has been time to take widely available low...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Happy end for SME-tale in sight - if banks do their part..

We often hear the tragic tale about the SME-sector. Nobody is really interested in them and is competing for their business. Not the banks, not insurance companies, not the accounting profession, not telecom and so forth. The answer is simple - as they are so small they have small volumes = low transaction, financing, insurable and wealth volumes =...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Cheques are on the way out - so what's the alternative?

Today the Payments Council has announced the target deadline of October 2018 for the end of cheques as a form of payment in the UK. For banks, this is welcome news. Cheques are one of the most expensive forms of payment transaction costing banks around £1 per transaction to process. However, if the cheque is to disappear altogether, the Council re...

/payments Information Security

Retired Member

Retired Member 

Niche market for cheques.

So ... Can I see in the future, a time when RyanAir might provide free booking services for people who chose to pay by cheque?

/payments

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

The PSD 'what ifs'

Today's Innovation in Payments rountable, sponsored by the Visa Europe Research Fellowship at the Centre for the Study of Financial Innovation, was filled with many 'what ifs' in regards to the Payments Services Directive. What if settlement risk increases as a result of all these potential new payment institution entrants? What if Tesco decide to ...

/payments

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