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339 Results from 2011, /payments

Retired Member

Retired Member 

SIBOS - have banks missed the mobile payments boat?

With a session being held at Sibos today on whether it is too late for banks to compete in mobile payments, I thought I’d revisit a theme I’ve blogged about in the past; banks and their mobile payments’ strategy. Having spoken to a number of banks about their mobile money and payments strategy recently, it is clear that there is no one standardise...

/payments /sibos Finextra@Sibos

Retired Member

Retired Member 

Sibos 2011 - Tuesday - Going Mobile

Sibos 2011 has been talking about innovation and not just at Innotribe. Google Wallet, Movembank, changing the business model for banks and a new approach to regulation have all been discussed. One topic which seems important for vendors and service providers is that of mobile payments. Firstly, what do we mean by the term mobile? Many readers assu...

/payments /sibos

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

The customer is always right

It’s a fact that when it comes to banking and payments, customers have high expectations of reliability, efficiency and dependability. This has not changed over the decades. What makes it more challenging for banks today is the speed at which transactions occur, along with the sheer growth of the number and complexity of payments. More and more pay...

/payments /sibos Finextra@Sibos

Retired Member

Retired Member 

Payments: clients to the left of me, regulators to the right

It’s been a challenging few years, and banks especially are still under a lot of pressure. Regulators are demanding far more complex, granular and frequent reporting, while customers are asking for better services – so what’s the answer? One thing I’m seeing is increasing numbers of banks looking at how their payments systems can be used to satisf...

/payments

Retired Member

Retired Member 

Sibos 2011 - Monday - Mood swings

So Monday has come and gone – what’s the mood of delegates at Sibos? With some exceptions I believe the feeling is of cautious pessimism. We know that things are not going well, but for the time being nothing has yet happened. Lazaró Campos, CEO of SWIFT whose event this is, reflected the uncertainty in his address to the Opening Plenary: “the per...

/payments /sibos

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Hubs. Time to make them work

Payments hubs have been a talking point for a number of years now. Once envisioned as the 'silver bullet' for payment system consolidation, the reality has become somewhat different. I've talked to a lot of different banks over the past few months, including some at Sibos, about the status of the hub projects they have undertaken. The overwhelmin...

/payments /sibos Finextra@Sibos

Retired Member

Retired Member 

The Anti Social Network

Now that the volume of cash circulating through society is falling, bank robbery is no longer the blue-collar career it used to be. These days, it seems that career criminals have two options: diversify or invest in an education. An eight- inch knuckle span and a lack of discernable neck are no longer enough to make it in the world of bank robbery...

/security /payments

Retired Member

Retired Member 

Sibos 2011 - O Canada

While some of the get-togethers have already started to happen, Sibos 2011 starts in earnest in Toronto on Monday and promises to raise some important issues. I was last in Toronto almost thirty years ago and, unsurprisingly, a lot has changed, notably the huge number of tall buildings now clustering around the tallest, the CN Tower. Thirty years a...

/payments /sibos

Retired Member

Retired Member 

One step before e-invoice

Everyone agrees that e-invoice saves money, makes things easier and it is good for environment. But if we think situation for SME, this makes sense but still it is hard to adjust business for this. Good examples comes from own experience and I share my own for you. I like e-invoices but still struggle to send one. There are several reasons for this...

/payments Payments strategies 2015-2020-2030

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

How Banks Can Differentiate By Going The Extra Mile - Part 2

In Part 1 of this blog post, we'd compared the realtime SMS alerts for credit card transactions sent out by two banks, BANK1 and BANK2. In this Part 2, we'll look at these SMS alerts as 'products' and see how well they work for the customer towards detecting and preventing fraudulent credit card transactions. Both banks permit the following modes...

/payments

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