Join the Community

22,722
Expert opinions
43,857
Total members
362
New members (last 30 days)
192
New opinions (last 30 days)
28,925
Total comments

Latest expert opinions

clear
clear

402 Results from 2024, /payments

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Unveiling What Merchants And Banks Learn About You When You Tap Your Credit Card

Among others, the credit card value chain comprises the following entities: Consumer (aka Customer, Cardholder), who uses the credit card to pay for the purchase Merchant (aka Store, Retailer), who sells what the consumer purchases Issuer Bank, which issues the credit card to the consumer Acquirer Bank, which issues the POS terminal and Merchant ...

/payments /regulation

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Fintech Innovation to Drive Retail Stocks Higher During the Holiday Season

As we approach the festive season, fintech innovation appears set to deliver a timely boost to retail stocks as Wall Street prepares for a softer outlook for consumers. The impact of lingering high inflation rates and historically higher interest rates have compounded to create a series of spending shortfalls for consumers who would usually be ge...

/payments

Eimear Oconnor

Eimear Oconnor COO at Form3 Financial Cloud

How multi-cloud supports operational resilience in payments

In today’s 24/7, always-on business culture, consumers demand that critical payments infrastructure is fit-for-purpose. We live in a world where we expect banking transactions to be seamless and fast, especially as we balance the management of both our professional and private lives on the move. If, unfortunately, payments systems do go do

/payments /cloud

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Future of SPI in Poland

The evolving regulatory landscape and increasing competition present both new opportunities and significant challenges for SPIs in Poland. Opportunities: Niche Markets: SPIs can successfully compete with large banks by targeting specific market segments, such as youth, small businesses, or by providing specialized services (e.g., for travelers). In...

/payments /wholesale Payments strategies 2015-2020-2030

Brian Mahlangu

Brian Mahlangu VP Product: Digital Platforms Mobile at Absa Bank, CIB.

Connecting a Continent: The Mobile Revolution Transforming Africa's Digital Landscape

Over the past decade, Africa has experienced a remarkable surge in mobile phone usage, fundamentally transforming the continent's digital landscape. In 2010, the continent had approximately 65 million smartphone users. By 2023, this number had escalated to over 680 million, marking a more than tenfold increase. This growth has been pivotal in enha...

/payments /inclusion Mobile Financial Services (MFS)

Ade Adetosoye

Ade Adetosoye Chief Operating Officer at MA GLOBAL

Exploring the Future of Finance: A Deep Dive into Digital Payments

Background In today’s fast-paced world, cash and checks are increasingly giving way to faster, more convenient digital payment methods. From online banking transfers and mobile payments to cryptocurrencies and digital wallets, digital payments have transformed the way we transact. But what exactly are digital payments, and what makes them the bac...

/payments /inclusion Payments strategies 2015-2020-2030

Damien Dugauquier

Damien Dugauquier Co-Founder & CEO at iPiD

Why Banks need an Innovation/Partnership team!

If you are connected with too many payment geeks like I am, your LinkedIn feed has been flooded these days with highlights from Sibos. Next week, expect posts from Money20/20 in Vegas, the HK Fintech Festival, and the Singapore FinTech Festival, often from the same people. Have banks and fintechs become natural partners? Are banks now innovation l...

/payments /sibos

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Top 5 jurisdictions to obtain EMI license in 2025

The European Payment Services Directive (PSD2) has ignited a fintech revolution across Europe, spurring the growth of Electronic Money Institutions (EMIs). As fintech companies seek to capitalize on this opportunity, understanding the most conducive jurisdictions for obtaining an EMI license is paramount. In 2025, these five European countries sta...

/payments /regulation Financial Services Regulation

Kaustuv Ghosh

Kaustuv Ghosh CEO at Nxtgencode

The Climate Change Challenge for Fintech

There is a new financial inclusion gap and that is due to extreme weather events. Fintech needs to address this, both to fulfil it’s often-stated goals as well as to remain relevant in the face of significant global changes. This requires a repurposing in order to become a deeper, more consequential actor in a rapidly changing world. How do we qu...

/payments /inclusion Asia Financial Services

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

KYC and AML procedures - how to ensure compliance with international standards

Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures are essential components of a robust compliance framework for financial institutions worldwide. These procedures help to prevent financial crimes, protect the integrity of financial systems, and mitigate risks associated with illicit activities. By adhering to international standa...

/payments /inclusion Banking

Now Hiring