269 Results from 2012, /payments
Retired Member
I’ve said before that MasterCard’s final appeal of the EC’s December 2007 negative decision promises to be a major crossroads for the Card Industry and may have far reaching consequences. Ok, so it seems to take forever for these cases to be heard, but the clock is ticking and if the worst should happen, well, how are you going to make up a shortfa...
22 October 2012 /payments
Date Posted: 20 Oct 2017 Job Reference: G3RR-7TT Company: Nerdom Retail Bank Position Title: Chief Executive Officer Reports to: Board of Directors Reporting to this position: Chief Experience Officer, Chief Marketing Officer, Chief Operating Officer, Chief Technology Officer, Chief Financial Officer, Chief Risk Officer, Chief People Officer, Chie...
22 October 2012 /payments /retail Finance 2.0
Pat Carroll Founder/Executive Chairman at ValidSoft
This week ACI Worldwide released their global survey which finds that a quarter of people across the 17 countries reviewed have been affected by card fraud during the past five years. In particular, 42% of Americans and 34% of Brits admitted they have fallen victim. From this research I found two insights of interest: firstly that identity theft r...
21 October 2012 /security /payments Innovation in Financial Services
Some industry commentators have been predicting the death of banking is near. With disintermediation ripe and new entrants springing up everywhere, one thing is for sure, banking will never be the same again. Here is my view on when services, channels, technology and processes will become extinct in the banking industry. Let me know your thoughts....
17 October 2012 /payments /retail Finance 2.0
Most players have realized by now that there is little money to be made in payments (alone). Interchange fees are under pressure, retailers are forming own networks, consumers are getting averse to paying fees - and that only scratches the surface. The "mobile wallets" (as well as Square copycats) stampede is still on, but it's not hard t...
17 October 2012 /payments Innovation in Financial Services
Has anyone noticed a lack of young IT talent in the UK at the moment? You know what I’m talking about… Everyone you interview is a dud (even though their academic results are glowing) and they all expect big money (start from the bottom anyone?). In the UK we are currently in the midst of an IT skills shortage, and according to industry experts, ...
11 October 2012 /payments /retail Innovation in Financial Services
I had an interesting discussion with Bob Howard (BBC Money Box) this morning concerning the current situation with GetCash service by NatWest. At the end, I felt that it would be important to draw a clear line between "mobile payments are not safe" and "badly implemented mobile payments are not safe". Mobile-related frauds are...
09 October 2012 /payments Innovation in Financial Services
Nick Ogden Chairman at Ogden Research
Public endorsement of the British banking system has certainly taken a hit in the last few years. The crisis of 2008 has eroded confidence in the traditional outfits, creating an opportunity for start-ups and traditional players alike to introduce alternative services to the market. The payments marketplace is currently experiencing a high level o...
08 October 2012 /payments Innovation in Financial Services
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
1. Mr Same Guy yesterday. In the old days – when we launched PC-banking for SMEs and private customers (1982) at Union Bank of Finland we lived with the false impression that we had private and corporate customers – when we defacto only had human customers – in different roles. As a result the user experience was not similar enough across roles. Th...
Retail banks are racking their brains trying to work out how best to stand out when it comes to retaining customer loyalty. Traditional reward programmes with points and cashback are no longer considered to be pioneering schemes but essential elements of a card marketing programme. Banks who want to set themselves apart from the pack are now loo...
08 October 2012 /payments /retail
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.