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4813 Results from /payments

Retired Member

Retired Member 

Confusion in the Mobile Payments Market

I don't know whether to be concerned or pleased that 100 million of us may be paying by mobile by 2011. The Gartner report suggests that: wireless application protocol (WAP), - requiring software and expensive data connections, unstructured supplementary service data (USSD) - text based and potentially insecure even with extra software, and ...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Cash reigns supreme

Delegates attending the annual Digital Money Forum in London illustrated very effectively today that despite the increasing prevalence of card and electronic payments - cash is not dead but very much alive and kicking. In his presentation, Joe DiVanna from Maris Strategies, championed the use of coins and notes - rather than e-payments - and called...

/payments /retail

Gary Wright

Gary Wright Analyst at BISS Research

Has SEPA failed?

We are already a third of the way through the SEPA year and its time to review where the industry is with this project? The feedback I have had from a number of corporates across the EU is that SEPA has still to make any significant impact on them. Many banks also appear reluctant to give SEPA the major thumbs up so far. So what's going wrong? It ...

/payments /retail SEPA and European Payments

Retired Member

Retired Member 

The Solution - More functionality from Optical Readers

Retailers can have a Mobile Phone as an Optical Reader capable of reading paper codes/coupons and reading Mobile barcodes - the cost of such a unit can be less than Euros 150. With the right program and application behind the reader it can do a whole lot more than simply reading money off coupons (mobile or paper and paper is going to remain promi...

/payments /retail

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Cash-back - Retro is chic!

For all of us who have been tom tomming electronic money, digital payments and mobile payments, this report by the British Retail Consortium is a bucket of cold water splashed on our face! See http://www.brc.org.uk/details04.asp?id=1360 This report actually says that cash usage in UK has gone up and going strong! Reticent consumers; burnt by credit...

/payments /retail

Gary Wright

Gary Wright Analyst at BISS Research

SWIFT interoperability - a bridge too far?

SWIFT has grown from a simple bank to bank closed payments network into a massively influential organisation covering most financial services and many different financial services providers. This has not been a visionary creation but one that has evolved and adapted to new technological innovations and the expansive plans of its major banking user...

/payments

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

The attack of the clones!

What is it that's lead to a number of announcements on payment networks in the past week? We had some of the EU countries pledging to implement an card payment network to take on Visa, MasterCard and Amex. China already has a payment scheme running. China's lone inter-bank transfer network—China UnionPay—was founded five years ago and is accepte...

/payments /regulation

Retired Member

Retired Member 

Microsoft to Provide UK ID Infrastructure?

‘World’s First Large-Scale Use of Information Cards in the Public Sector’[1] Eduserv to Streamline Access and Identity Management Future Plans to Provide All Councils and Residents with Information Cards Bath, 17th April 2008 – Eduserv, the not-for-profit IT services group, today announces the launch of a pioneering project to enable ten local a...

/security /payments Information Security

Retired Member

Retired Member 

Mobile ID yourself to Police - Anonymous Mobilisation

When you fail to indicate and get pulled over by a Police Officer, what do they want to know? whether you are a licensed driver if you are 'wanted' whether you were warned about not indicating recently and need to be fined to teach you properly. Sort of charging a fee to stop and educate you. NOT your name, date of birth, home address, ... ...

/security /payments Whatever...

Retired Member

Retired Member 

Rival to Visa and Mastercard without cards? - Mobilisation

Any new rival to Visa and Mastercard should seriously consider ditching the card concept altogether and utilising customer's mobile phones. A solution which didn't require the current EFTPOS system might save a few costs as well. I would be thinking about an transaction system which sits above using the mobile network and internet to process the t...

/payments Innovation in Financial Services

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