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4813 Results from /payments

Retired Member

Retired Member 

Ebay may have failed to force Paypal monopoly

The Australian Competition watchdog has released a draft notice removing Ebay's immunity to consumer laws with regard to forcing Ebay sellers to use Paypal exclusively. The ACCC considers that: 1. eBay holds a substantial degree of power in the supply of online marketplaces in Australia 2. the notified conduct allows eBay to leverage that power ...

/payments Whatever...

Retired Member

Retired Member 

No surprise on interchange pressure

The recent moves by legislators on both sides of the Atlantic to rein in interchange fees is no surprise though the companies involved may continue to ignore the writing on the wall, those fees and margins will eventually be cut, one way or the other. Look out for some movement in the ranks of legislators on the other side of the Pacific next. A...

/payments Innovation in Financial Services

Matt White

Matt White North America editor at Finextra

The China earthquake and access to banking

Nearly a month on from China’s devastating earthquake (brilliantly covered by Zennon), news has slipped from the UK's front pages but there is, of course, still a huge operation under way to try and help the hundreds of thousands of people whose lives have been torn apart. We received a press release earlier this week from a tech vendor called GRG...

/payments /retail

Retired Member

Retired Member 

Money for nothing?

UK price comparison Web site moneysupermarket.com is reporting on an experiment where representatives from the company, placed on busy streets in London and Manchester, offered passers-by a free £5 note. One moneysupermarket rep was placed on the very busy Tottenham Court Road in London on Wednesday, while the other was in the Deansgate area of Man...

/payments /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Large value subject, low value research

The Federal Reserve Bank of New York yesterday published a paper that describes ten major long-range trends in the settlement of large-value payments worldwide. The trends are driven by technological innovation, structural changes in banking, and the evolution of central bank policies. The authors observe that banks are increasingly making large-...

/payments /wholesale Finextra@Sibos

Retired Member

Retired Member 

Not building the trust!

It seems strange that banks would want to push their users to sign-up online, when the service they're offering will be used over the phone. It's not going to help out with the trust in the system (http://www.thoughtden.co.uk/blog/2008/05/29/mobile-payments/), because with the site being the first point of contact they'll assume that's where they h...

/payments

Retired Member

Retired Member 

Tackling corporate scepticism towards Sepa

The news that ING and Atos are partnering to provide Sepa-compliant payment services to both banks and coporates followed a report released last week which stated that corporates are still very cautious and sceptical about the Sepa project. The research, released by Celent, points out that corporates "were never invited at the table to put fo...

/payments /retail EBAday

Retired Member

Retired Member 

5 ways to prepare for the risk of lower interchange

When Australian banks got hit with mandated interchange fee cuts, virtually all of them reacted the same way. They devalued their rewards currencies and increased the annual fees charged to cardholders. Some began issuing American Express cards in addition to Visa and MasterCard, for higher rewards rates. Whether or not interchange gets regulated...

/payments SEPA and European Payments

Retired Member

Retired Member 

New transaction systems don't require bank consensus

In response to some questions on the Catalyst Code blog I thought I might make a few things clearer here, such why I see a real change coming faster than many may realise. The thrust of the comments was that it would take longer. The reasons proffered are in italics. These comments could probably be applied to most any new e-transaction system...

/payments Innovation in Financial Services

Matt White

Matt White North America editor at Finextra

McDonald's trials mobile phone coupons

McDonald’s Japan has just launched Kazasu Coupon, a programme that sends digital vouchers to your mobile phone which are redeemed in store by tapping your handset against a contactless POS reader. To take advantage, you just download an application to your phone and register via mobile web, selecting the coupons you want. The system, which is being...

/payments /retail

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