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5271 Results from /payments

Retired Member

Retired Member 

Interview of Nick Ogden -Voice Commerce, 2nd part

Here's the 2nd part of the interview. Partners Bruno Joanides (BJ) : To run your business, a strong partnership with a bank was needed, was it difficult to find a bank to provide you with the services needed? Nick Ogden (NO) : Of course prior to become a PI we needed a bank to support our card schemes activities, however that is now changing BJ :...

/payments Innovation in Financial Services

Paul Love

Paul Love VP Business Development at Konsentus

Merchant fees: clear as mud

The debate and controversy around interchange fees seems to have existed almost as long as card payments themselves, and these latest concerns from the British Retail Consortium (BRC) reflect a global trend to reduce interchange fees which has already been implemented in the US and Australia. However, one point that the article did not mention is ...

/payments

Retired Member

Retired Member 

Australia's EMV roll out bites into card fraud

Payment card fraud statistics are not published by every country, which is one reason why the UK’s statistics are so often reported and quoted, and are used as evidence of the impact of the introduction of Chip and PIN EMV cards on fraud. Another country that publishes payment fraud statistics is Australia. It is going through a roll-out of EMV ...

/security /payments Information Security

Retired Member

Retired Member 

Uncertainty piled on uncertainty - the SEPA story

The journey towards SEPA has been dogged by uncertainty from the start. End-users have not been sure what is on offer from the banks and at what price. Banks have been unsure whether and how to invest in SEPA, unsure about the impact of regulation (especially the PSD), and unsure how the financial crisis might affect their plans or lack of them. T...

/payments /wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

If I would be a banker..

If I would be a banker these days (I used to be one – for 30 years – in what is now known as Nordea Bank) I would be worried about quite a few things. Coming from the Nordics - it would not be so much about present bottom lines and risks – it would be more about getting faster up the value chain in the payment area – before too many new players wi...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Exclusive interview of Nick Ogden - Voice Commerce !

No need to introduce Nick Ogden, Chairman and CEO of Voice Commerce group. I've contacted Nick and he kindly accepted to answer my questions about Voice commerce. The questions are more or less the same as the ones I've asked to Brett Meyers (Currency Fair). I want to thank Nick for accepting to play this little game with me! As I did previously, ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Combating Fraud - One Size Doesn't Fit All

According to the January 2010 report from the National Fraud Authority, fraud now costs the UK an eye watering £30 billion a year. 58% of fraud is committed in the private sector with tax fraud hitting £15.2 billion, and, in the private sector, financial services companies and organisations are said to suffer yearly losses of £3.8 billion through

/security /payments

Retired Member

Retired Member 

Consumers seek a little clarity on Faster Payments

Only last week, the consumer group Which? branded the UK’s Faster Payments scheme as unfair and confusing (BBC News, 11 June 2010). Apparently, ‘one in four credit card companies still cannot receive faster payments’ and the different transaction limits between banks appear confusing. I can’t help but think that this is a little bit unrealistic - ...

/payments UK Faster Payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Sustainable market growth in Norway

Message from Bruno Koch: “After reading the great E-Invoicing figures for the Swedish market we published in our previous newsletter, Norwegian colleagues reacted promptly and provided me with their own impressive results. BBS reports that B2C E-Invoicing processed by banks and related associations has seen an even better development, with an incr...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Credit Cards: Cashback RIP

Are we witnessing the beginning of the end for cashback on credit cards? I recently received a letter from my credit card provider, advising that in future I will need double the points to obtain the same value of retail vouchers. This changes the cashback rate from 0.57% to 0.27% - and this on a card where the rate of return when originally lau...

/payments Transaction Banking

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