4700 Results from /payments
Gary Wright Analyst at BISS Research
I have written evidence that some of Europe's largest Corporates have expressed a number of serious issues to the EPC where SEPA is failing and in danger of deteriorating to a simple Bank to Bank system. But a picture has been presented in the media that SEPA is on course to achieving its end objectives at some stage in the future; however, the do...
30 April 2008 /payments /retail SEPA and European Payments
Now this might be a really dumb question but I ask it in response to Chris Skinner's blog published on the SWIFT Community website. According to Chris, SEPA is working and he substantiates his claim by announcing various polling scores from an American audience at a recent conference. I am not sure how much relevance any poll on SEPA in the USA is...
29 April 2008 /payments /retail SEPA and European Payments
Retired Member
Faster payments is a good thing. The problem is that they aren't really faster until they're all faster, ie you can't really tell the customers 'some if your payments might be faster'. Customers will be quick to complain if there isn't consistency across their payments. I imagine that institutions don't really want to encourage expectations which ...
29 April 2008 /payments
Stephen Wilson Managing Director at Lockstep Consulting
Reading between the lines, regulators will continue to take a big stick to institutions that leak personal data. And so they should. But there must be a more artful approach to stem the flood of stolen ID data. As a security professional, I am aghast at the never ending obsession with policy and process as the only weapons to fight ID theft.
28 April 2008 /security /payments
Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional
Foreign Policy magazine has opened the doors for us to vote on the world's top 100 intellectuals. We can also put in candidates we think deserve to be on the roll call. I saw the usual suspects are in there - Thomas Friedman, Mohd Yunus, Amartya Sen, Jeffrey Sachs, Pope Benedict XVI and host of names in whose wisdom we normally soak in. Do put in ...
28 April 2008 /payments /regulation
Matt White North America editor at Finextra
Following on from Navjeet’s post on the enduring popularity of cash, a serious digital rival looks to be emerging, at least if you believe the forum's panel discussing innovations in payments technology. A venture capitalist in the audience asked what sort of exciting new technology start-up he should be looking to invest his money in. The panel...
25 April 2008 /payments
Here's a couple of examples how the Telco's get together to advance the mobile internet and m-commerce. £9,737.12 to update your kids computer game via your T-Mobile UK 'web 'n' walk while on holiday in Austria. £1,300 for using your plug-in Vodafone UK modem 20 odd miles away in France to check some emails and play a computer game for a few ho...
25 April 2008 /payments Whatever...
I don't know whether to be concerned or pleased that 100 million of us may be paying by mobile by 2011. The Gartner report suggests that: wireless application protocol (WAP), - requiring software and expensive data connections, unstructured supplementary service data (USSD) - text based and potentially insecure even with extra software, and ...
24 April 2008 /payments /retail Innovation in Financial Services
Delegates attending the annual Digital Money Forum in London illustrated very effectively today that despite the increasing prevalence of card and electronic payments - cash is not dead but very much alive and kicking. In his presentation, Joe DiVanna from Maris Strategies, championed the use of coins and notes - rather than e-payments - and called...
24 April 2008 /payments /retail
We are already a third of the way through the SEPA year and its time to review where the industry is with this project? The feedback I have had from a number of corporates across the EU is that SEPA has still to make any significant impact on them. Many banks also appear reluctant to give SEPA the major thumbs up so far. So what's going wrong? It ...
24 April 2008 /payments /retail SEPA and European Payments
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