Join the Community

24,246
Expert opinions
40,780
Total members
335
New members (last 30 days)
214
New opinions (last 30 days)
29,313
Total comments

Latest expert opinions

clear
clear

5233 Results from /payments

Retired Member

Retired Member 

SEPA Widdershins

The European Payments Council (EPC) recently achieved its 8th birthday. Back in 2002, the road to SEPA probably looked fairly straightforward - the EPC would develop the payment schemes and frameworks necessary to realise SEPA, and market forces would ensure a smooth transition from the fragmented payments landscape of the time in Europe to the ca...

/payments

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Were you bothered about Sepa? One of you was...

I asked yesterday if anyone was 'bothered' by ongoing march of Sepa. Well one of you was. Emmanuel Léchère of the Market Intelligence Group at Paris-based institutional investor, bfinance International, called me up yesterday to say he thought I had the dates reversed in regards to an end-date for Sepa Direct Debit and Sepa Credit Transfers. I ha...

/payments

George Ravich

George Ravich President at Ravco Marketing, LLC

Transaction banking: monetising the data goldmine

Lowly transaction banking – that backwater business that revolves around processing transactions –has only recently begun to receive proper recognition as a major contributor to the bottom line. Having produced steady growth and profits throughout the past several years it may just become a strategic asset for banks. With low risk and high return

/payments /sibos Transaction Banking

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

The Sepa Poll - Are you happy or 'not bothered'?

I, for one, like to keep our treasured Finextra Community on their toes. So in the run-up to Sibos, I am running a Sepa Poll. I hear from many in the industry that Sepa is really only a priority at banks because of the regulatory mandate, and in fact, that mandate is not really enforced all that rigorously. What do you think? Are you eagerly awaiti...

/payments

Alexander Mifsud

Alexander Mifsud Co-Founder and CEO at Weavr.io

Who's next in online payments innovation?

The web is currently awash with innovations to monetise social networks and digital business. Google has continued its buying spree by acquiring Jambool which means that it can integrate virtual currency software to its services. The move is indicative of the efforts of many in the industry at the moment to establish the yet-to-be-defined blueprin...

/payments

Paul Love

Paul Love VP Business Development at Konsentus

Is the UK turning the corner?

According to the Bank of England there is over £52 billion in cash circulating in the UK economy today. That's enough to buy 232,000 homes all over the country or the Lloyds Banking Group, at today's prices. Yet as many of us know, the use of paper cash and coinage is in decline. According to the payments council, the amount of cash withdrawn from...

/payments

Retired Member

Retired Member 

Canada shows how EMV migration can impact fraud

The voices calling for the U.S. to migrate to EMV have been growing louder over the past few months with Walmart, T-Mobile and even the Federal Reserve calling for or discussing the move. Meanwhile, just across the border, the United States’ close northern cousins in Canada have already taken the decision to make the move and are well underway in...

/payments Information Security

Retired Member

Retired Member 

The first Payment Institution licenses in France!

The French Central Bank has given licenses as a Payment institution to two french companies. This is the first french licenses !!

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Miserable public isolation

Reading OECD "Forum on tax administration:Taxpayer services sub-group" Survey Report (March 2010). "Why citizens don' use revenue bodies'/governments' e-service" Despite all the success stories we have seen when: - the public sector realises that it is not the only service citizens use - and in fact one of the most infrequent...

/payments Innovation in Financial Services

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

How to steal 10 million dollars and get away with it

As reported in the New York Times : www.nytimes.com/2010/08/22/business/22digi.html Papers filed in court allege that over a 4 year period, thieves created fictitious Merchants through use of accommodation addresses and stealing other peoples identities, charged more than $10 million on consumers’ credit and debit cards, and then moved the money...

/payments /regulation Whatever...

Now Hiring