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5220 Results from /payments

Retired Member

Retired Member 

Why don't you become a payments provider? Part 2

Previously on “Why don’t you become” (here): people put their money in wallets (be those banks, or just stashes). Networks then pierce a hole in these wallets and create a widespread network that allows money to be transferred easily (cash in the stash case but we also have credit, electronic checks, credit cards and mobile phones. I don’t mean c

/payments Innovation in Financial Services

Retired Member

Retired Member 

Brits continue to turn away from cash and cheques

For a number of years now, we have seen a reduction in the use of cheque and as such, the Payments Council decided on the closure for cheque clearing by 2018. In our experience, large UK corporates are already beginning to plan for alternative solutions. In particular, we have seen that those UK corporates that traditionally have a high cheque usa...

/payments

Retired Member

Retired Member 

Stimulus for Road Construction? How about Payments!

Living in the Chicago area, I've spent my fair share of time in traffic congestion trying to get to the airport. (Anyone familiar with Chicago ORD will also know that finding a plane that leaves on time is another challenge - but that's a different story). Chicago is known for having only two seasons - winter, and construction season. This past ...

/payments /sibos

Retired Member

Retired Member 

Contactless is conquering the world...

How did we do it? The existence of contactless technology in the payments market has been a topic of much discussion and over the last two years we have seen significant progress globally, with many making strong headway with their contactless developments. One of the latest countries to announce its move to contactless was The Netherlands where t...

/payments /retail

Paul Love

Paul Love VP Business Development at Konsentus

EFMA day three. Understanding, agreement and opportunities

The presenters and panellists on day three of EFMA will surely have felt the pressure to deliver after the fantastic first two days of the conference, and I must say that the sessions I attended lived up to expectations. In the first session of the day, Gerard Hartsink, provided a clear overview on the progress of SEPA, the SEPA Cards Framework a...

/payments

Paul Love

Paul Love VP Business Development at Konsentus

EFMA - innovation and variety on day two

Well the confidence and optimism from Wednesday was still evident at the end of yesterday. Last year people had ideas, this year they are actually doing something about them and actively looking for opportunities, which is such a positive sign for the industry. For me, day two was about innovation, looking at the technology we use and what the f

/payments /retail

Paul Love

Paul Love VP Business Development at Konsentus

EFMA - looking back at day one

The EFMA conference is a regular event in my calendar, and as I travelled there on Tuesday the omens were looking good. I bought my breakfast at the airport with contactless Visa Paywave and the sun was shining when I arrived in Paris. It promised to be a great week. My mood was somewhat dampened yesterday when I woke up to damp and dismal weather...

/payments /wholesale

Retired Member

Retired Member 

SEPA Widdershins

The European Payments Council (EPC) recently achieved its 8th birthday. Back in 2002, the road to SEPA probably looked fairly straightforward - the EPC would develop the payment schemes and frameworks necessary to realise SEPA, and market forces would ensure a smooth transition from the fragmented payments landscape of the time in Europe to the ca...

/payments

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Were you bothered about Sepa? One of you was...

I asked yesterday if anyone was 'bothered' by ongoing march of Sepa. Well one of you was. Emmanuel Léchère of the Market Intelligence Group at Paris-based institutional investor, bfinance International, called me up yesterday to say he thought I had the dates reversed in regards to an end-date for Sepa Direct Debit and Sepa Credit Transfers. I ha...

/payments

George Ravich

George Ravich President at Ravco Marketing, LLC

Transaction banking: monetising the data goldmine

Lowly transaction banking – that backwater business that revolves around processing transactions –has only recently begun to receive proper recognition as a major contributor to the bottom line. Having produced steady growth and profits throughout the past several years it may just become a strategic asset for banks. With low risk and high return

/payments /sibos Transaction Banking

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