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5172 Results from /payments

Retired Member

Retired Member 

Financial transactions tax sparks debate

As we have seen in the media this week, EU proposals for a tax on financial transactions have created a storm of debate in the last 24 hours – mainly focusing on political issues. While the full details of the proposed tax are still unclear, it is obvious that a tax on financial transactions – or payments between banks – would be detrimental for ...

/payments /wholesale

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Is Mobile Banking a disaster waiting to happen?

The news this past week has been all about a Citibank mobile banking glitch. Apparently a flaw in a version of its iPhone m-banking application resulted in it improperly storing customer account information. Now this is something that could happen to anyone, you will say. But should it? The past year has seen an explosion of new banking services an...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Echo chambers and primary research: what's the balance?

Finextra today announces Citi's consolidation of innovation centers, with the bank's executive citing the need to be closer to the "echo chamber" that exists here in the Bay Area. Count me in as at once skeptical and supportive of Citi's approach. As the founder a global research company based in the Bay Area I pose a question: are surp

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

It works over there so why not over here?

The EU’s 2009 e-money Directive aimed to enable the design of new, innovative and secure electronic money services. In some ways Europe has come a long way in this area: use of credit and debit cards, Electronic Funds Transfer, Electronic Banking and Chip and PIN authentication have all increased dramatically, a date has been set for the demise o...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

APAC remittances: Are banks missing the opportunity?

The Southeast Asia and Pacific region has one of the most mobile workforces in the world. The Philippines and Indonesia in particular are major sources of these workers, with many migrating to the Middle East and East Asia regions for work. With so many of these workers sending earnings back to their families in their native countries, there is tr...

/payments

Retired Member

Retired Member 

Visa Inc.. becomes a Payment Institution !

On July 21 Visa Inc.. announced the completion of its acquisition of CyberSource Corporation (for a total of $ 2 Billion). This acquisition allows Visa to reinforce his mastery over the management of security, fraud and online payment. The acquisition of CyberSource expands Visa's online payment, fraud, and security management capabilities. The c

/payments Innovation in Financial Services

Retired Member

Retired Member 

Corporates still in the dark about SEPA

The latest newsletter from the European Payments Council (EPC) provides some interesting insights into SEPA migration to date, but offers little advice and guidance to the corporate sector about how best to prepare for SEPA migration. Given the disagreement and confusion around how best to encourage migration to the SEPA Schemes, it is no surpris...

/payments /wholesale

Retired Member

Retired Member 

Contactless technology waves goodbye to cash

This blog was created while Mark was working at The Logic Group. Contactless payment technology continues to develop; it is a hot topic of discussion as Barclaycard rolls out an update to its TV advert demonstrating the ease of contactless technology – but will its implementation become a rollercoaster ride for retailers and will hard currency be...

/payments /retail

Paul Love

Paul Love VP Business Development at Konsentus

The trump 'card' in the customer experience

Brett King’s Bank 2.0 comment on customer innovation (Is Customer Experience innovation too hard for UK banks?),raises some important questions about how retail banks see their customers through the lens of a bank branch. King makes a valid point that customers are not necessarily seeking branch services and would benefit from improvements to othe...

/payments

Retired Member

Retired Member 

Comprehensive Protection Against Fraud

In the past decade there has been a sharp increase in focus on the security of cardholder data held by third parties. High profile data breaches and the associated losses resulting from the fraudulent use of compromised cardholder data have made global headlines and have struck fear into consumers and merchants alike. Well publicised breaches inc

/security /payments Information Security

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