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5068 Results from /payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Card conquers cash

It comes as no surprise that the Payments Council has again articulated the demise of cash in their latest report with usage rising just 7 per cent over ten years, while total spending has doubled. The switch away from cash has been long coming with the latest statistics demonstrating that the payments market is changing as consumers look for more...

/security /payments

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

Urban legends in payments

A couple of weeks ago I started to think of biometric payments, how well developped they are so far and maybe how long it will take to have it mainstream. In Belgium there are no signs of biometric payments, at least I have not seen any. So I decided to start some discussions on LinkedIn on this subject, to see if there were any biometric payment...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Lack of respect for payments business exposed by SEPA

It is axiomatic that banks have traditionally had problems in measuring their payments business and the value it brings to their bottom line. Are payments just a means to securing a corporate’s DDA or current account? Are they merely an adjunct to credit relationships? Or do they in fact have an intrinsic value which could do far more than adding ...

/payments /wholesale

Retired Member

Retired Member 

Cheque mate?

The Payments Council announced late last year cheques are to disappear in the UK by 2018. To most people this might feel like a case of, so what? Particularly for corporates, where the use of cheques is dramatically less than say a sole trader or SME. So what impact will this have for corporates? Companies of all sizes will be affected in some way...

/payments /sibos

Retired Member

Retired Member 

Fantastic New VTS

"PayPal iPhone app downloaded one million times in three weeks"!!! (see article here) I love technology and I'm convinced that over time new Value Transfer Systems will become more and more common. I can't wait to take advantage of them and also watch our economies and companies benefit from the liquidity and growth due to the ease of u

/security /payments

Retired Member

Retired Member 

The Flaw in Paperless Statements

Interesting event occurred last week that highlighted a flaw in the drive towards paperless statements and invoices. So many organisations are now trying to encourage people to stop receiving paper and instead view a statement, or bill, online - even allowing downloading locally. All very laudable, but I discovered a flaw this weekend. We're in the...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Transiting to open-loop contactless payments

If you don’t live in a large city, the revolution in mass transit payments that has taken place over the last few years may have passed you by. Cities as far apart as Melbourne, Beijing, London, Salt Lake City and Singapore have all introduced contactless smart cards for their transit systems. In these cities a single contactless transit card can ...

/payments Information Security

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Where do innovations come from?

Where do digital innovations come from? From investing in research? From investing in infrastructure? From investing in education? From investing in enterprises? Or from investing in speeding up adoption of existing digital services? I believe that all are important - but the most important is the adoption of the existing - because a fast adoption ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

All of Europe moving to equal treatment

The EU-commission proposal to simplify and unify - and thus speed up -migration to electronic invoicing – especially for SMEs – has now gained EU-wide support. A key element in the new VAT directive is equal treatment of paper and e-invoices. This developement has been in high demand from enterprises and is naturally especially gratifying for the 3...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Time to advance payments filtering techniques

When you consider the payments filtering techniques used by banks a decade ago, advancements have clearly been made. But when you compare this to the real-time, high capacity capabilities found in the front office, AML compliance still has some way to go. All too often banks are having to dedicate vast amounts of manual resource to their filtering...

/payments

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