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5258 Results from /payments

Retired Member

Retired Member 

What do payment systems of the future look like?

As financial institutions review their payments infrastructure, it is likely that many will decide that they need to start to consider how they evolve current systems in the future, if they haven't started already. But where should they aim to get to? If today's payment systems are siloed, non-compliant, inflexible and uncommunicative, the payment ...

/payments /wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Online banking is not ready

Online banking is not ready as long as users: - users have to type in loads of reference numbers, dates, amounts etc when paying bills - do not get mobile notifications when needed for too low or too high balances, transactions effected, invoices received etc - cannot approve proposals with mobile press “a” for affecting proposal (invoice payment, ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

LEI - competition or global monopoly?

The US OFR has asked the financial industry to come up with a standard Legal Entity Identifier that doesn’t include any “information”. That means that the identifier won’t give away any information about the entity itself – its name, its type or the country that it is based in. This is an opportunity for the industry – globally – to provide its ...

/payments

Brett King

Brett King CEO & Founder at Moven

Mobile Payments Palooza

Square POS and Cardcase, ClearXchange (BofA, Chase and Wells), Visa NFC trials, Google NFC trials - wow! Mobile Payments just arrived big time this week in the US particularly. So what does it all mean? Inevitability is biting Clearly there's a bunch of very smart people that have all come to the same conclusion over the last months. Mobile Payment...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Let's hear it for the payments big boys

Since the financial crisis, supervisors across the world have been trying to work out ways of dealing with banks deemed to be ‘too big to fail'. The most obvious solution (and the most simplistic) is to chop them up into manageable bits so none are too big or interconnected to be allowed to fail, because the current received wisdom seems to be tha...

/payments /wholesale

Retired Member

Retired Member 

Security challenges in the age of mobile payments

It seems that the technology for supporting mobile payments will soon become widely available. Most of the major smartphone operating systems have announced support for NFC. Many big names such as Nokia, Blackberry and HTC have launched NFC phones and some key Mobile Network Operators have made announcements too. However, this new payment eco-syst...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

My name is Guy. Same Guy.

My name is Guy. Mr Same Guy. I show up in as a so called private customer off hours, then during working hours as a corporate customer, as a citizen in public sector services and often also as a member of associations, clubs etc. My point is that there are no corporate customers, no private customers, no citizens etc - only human customers or users...

/payments Innovation in Financial Services

Siddharth Udani

Siddharth Udani Client Partner at Consulting

Payments - Reduced Costs but did you Increase Revenue?

We have seen, heard and acted a lot in the Payments space over last few years either to comply with new regulations like SEPA or to consolidate Payments Systems to reduce costs. Covering the obvious to 'reduce costs' and comply with EU regulations, banks are still not targeting enough to increase revenues in payments processing. Definitely regul

/payments /wholesale Banking Architecture

Retired Member

Retired Member 

Direct debit and multicultural project management.

Some years ago I was in charge of Nordic payment project, where we suppose to build a common interface for Nordic online bank. For several years that project was stuck, because a lot of misunderstandings. When it was my time to lead a project, it took me some months until noticed what is wrong. In the project group there were four members from fou...

/payments Payments strategies 2015-2020-2030

John Dring

John Dring Digital Services and mCommerce at Intel Network Services

Does NFC equal mobile payments?

OK, I have not initiated a Finextra blog for a while. Time to at least put an alternate perspective on the raft of NFC spawned mobile payment announcements. NFC is being embedded in devices. POS terminals are being cycled to include NFC readers. The public are being groomed to go ‘contactless’. All well and good. But I have a problem calling ...

/payments

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