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5167 Results from /payments

Barry Kislingbury

Barry Kislingbury Lead Solutions Consultant at ACI Worldwide

From Tax returns to SEPA - Governments should lead the way

It’s funny where your inspiration comes from. I had to do my annual tax return recently, which amazingly resulted in a small refund. What surprised me though (or maybe it shouldn’t) is that Her Majesty’s Revenue and Customs (HMRC) then went to all the trouble of sending me a cheque in the post. Why does this amaze me? Well, it was the UK Gove

/payments /retail Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Eating the US EMV Elephant

Last week, Visa Inc announced that it would eliminate the requirement for eligible merchants to annually validate their compliance with the PCI DSS for any year in which at least 75 percent of the merchant's Visa transactions originate from chip-enabled terminals. Visa Europe also announced a programme to reward investment in EMV that reduces EMV...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Not a 966bn business case?

We have learned that there are doubts about some of the assumptions in the PWC report in the EC Green Paper on VAT collection released on the December 2nd 2010. As it is obvious that the next important Single Market step is harmonization of VAT collection it is important to get all facts on the table – and then choose the best and probably also the...

/payments Innovation in Financial Services

Nick Ogden

Nick Ogden Chairman at Ogden Research

One step closer to mobile wallet...

The fact that Orange is launching an NFC-enabled Samsung handset underlines the belief that mobile payments is an area full of opportunity and has potential to take a large share of the payments market. Developments that have been made in the area of e-money only go to highlight the fact that the move towards a cashless society is one that consume...

/security /payments Innovation in Financial Services

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Retired Member 

Why do Checks Still Dominate B2B Payments in North America?

“For years we’ve been hearing that checks are going away, yet they are still used for the majority of B2B payments in North America.” I have heard that statement at nearly every trade show that I have attended this year. The trend toward electronic payments has been strong in the retail banking world where the ever growing availability of online...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Per Ardua Ad SEPA

SEPA is due to become a full-blown regulatory event once the end-dates are set by legislation. The first reaction to any regulatory change is generally that of ‘response’ – dealing with any required change. And that is often the minimum to achieve compliance. Yet this is set against a background of revenue challenges; as the Boston Consulting Group...

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Chip and PIN: Good but not good enough

This week marked the anniversary of when chip and PIN came into force in the UK. Five years’ on, there are apparently more than 140 million chip and PIN cards in issue in the country and more than one million chip and PIN card terminals in place, not to mention the fact that many European countries have now rolled out EMV. As a result, great strid...

/security /payments Online Banking

Retired Member

Retired Member 

Money Laundering and Fincen Falsehoods

Clearly if the entire banking system ruled by the US driven data sharing and transaction reporting rules can't find billions freshly stashed by fleeing dictators - the whole effort is a joke. A joke on European and Asian banks that is. It is also a completely unnecessary cost impost on banks and their customers. Are you all what we call 'mugs' in A...

/payments /wholesale Whatever...

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Retired Member 

Electronic Payments In India - A Report

Have published a report recently on Electronic Payments in India recently. The report attempts to outline key trends and developments in the domain and identify some key opportunities and challenges that would emerge as we move forward in this decade. The report is distinct in that it has been written from a business perspective, and touches upon a...

/payments Finance 2.0

Retired Member

Retired Member 

Direct debit as online payment option

Last week or so, my client asked if they could use direct debit as optional payment method. To me this is really valid point. They said that when offering their service from iTunes, they pay hefty 30 % commission for Apple. When offering service to be paid with credit card, commission is nearly 2,5 % to 4,5 % per paid service. When discussing with...

/payments Payments strategies 2015-2020-2030

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