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4826 Results from /payments

Retired Member

Retired Member 

Mini-Outsourcing - small but perfectly formed

The Outsourcing Paradigm What is the reason that many organisations do not pursue any form of outsourcing as a means to drive cost reduction and efficiency improvement? Could it be that past experience directs their thinking to major outsourcing projects using one of the leading vendors? Whilst major outsourcing projects deliver substantial benefit...

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Time to cheque out for Christmas

As we sit back and relax this Christmas a topic of conversation that is likely to rear its head over the festive Ogden dinner table will likely be the demise of the cheque. With several generations at the table it will be interesting to hear the different perspectives and reactions to the news, especially between the grandchildren and grandparent

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Republic of Finland - exemplary action

The State Treasury sent out letters to 16 000 suppliers to the public sector last week to remind them of the fact that only electronic invoices will be accepted as of 1.1.2010. The deadline for paper and unstructured PDF was announced already in the beginning of 2009 - and hinted to much earlier - so there has been time to take widely available low...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Happy end for SME-tale in sight - if banks do their part..

We often hear the tragic tale about the SME-sector. Nobody is really interested in them and is competing for their business. Not the banks, not insurance companies, not the accounting profession, not telecom and so forth. The answer is simple - as they are so small they have small volumes = low transaction, financing, insurable and wealth volumes =...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Cheques are on the way out - so what's the alternative?

Today the Payments Council has announced the target deadline of October 2018 for the end of cheques as a form of payment in the UK. For banks, this is welcome news. Cheques are one of the most expensive forms of payment transaction costing banks around £1 per transaction to process. However, if the cheque is to disappear altogether, the Council re...

/payments Information Security

Retired Member

Retired Member 

Niche market for cheques.

So ... Can I see in the future, a time when RyanAir might provide free booking services for people who chose to pay by cheque?

/payments

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

The PSD 'what ifs'

Today's Innovation in Payments rountable, sponsored by the Visa Europe Research Fellowship at the Centre for the Study of Financial Innovation, was filled with many 'what ifs' in regards to the Payments Services Directive. What if settlement risk increases as a result of all these potential new payment institution entrants? What if Tesco decide to ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Germany: E-Invoicing as part of the coalition contract

Quote from Bruno Koch's newsletter "The newly elected German Government plans to accelerate use of electronic invoices in Germany by removing barriers hindering their adoption. E-Invoicing is to be enabled in a more unbureaucratic manner. The author of this newsletter will keep you informed about future decisions and development." My co

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Sonera showing the way in Finland

http://boharald.blogspot.com/2009/12/sonera-showing-way-in-finland.html Charging for paper invoices has been a touchy subject in Finland even if: - all experience shows that transparent pricing (producing "negative carrots..") is the only efficient way to make mass markets move fast - consumers say that they will not change behaviour ju...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Blind faith in PCI compliance leaves financial data exposed

The indictment of Albert Gonzalez for the theft of 130 million credit and debit card details from Heartland Payment Systems caught the headlines recently. Not for the indictment in itself or that Heartland’s security defences had been bypassed, but for the fact that the company had been declared PCI compliant by Qualified Security Assessors in Apr...

/security /payments

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