Join the Community

22,322
Expert opinions
44,385
Total members
373
New members (last 30 days)
176
New opinions (last 30 days)
28,780
Total comments

Latest expert opinions

clear
clear

4826 Results from /payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Time to restore consumer confidence

So, it’s January 2010; the hangovers are subsiding and everyone is gearing up for the New Year and the opportunities and challenges it will bring. This time last year in his speech to the CBI Mervyn King talked about consumer confidence and pronounced that there had been ‘a widespread collapse of confidence in banking systems in the industrialised...

/security /payments Innovation in Financial Services

Retired Member

Retired Member 

Payments start from Square one

In the 1998 movie “half baked”, the main characters sell weed to various buyers to get their friend out of jail. Not the most sophisticated movie, if I may say so, but decently funny. While they’re selling, you hear a voice over by the main character Thurgood Jenkins (Dave Chapelle) telling about the type of people you meet. One of them is the “en...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Too much info: you may just have all the data you need

"This was not a failure to collect intelligence, it was a failure to integrate and understand the intelligence that we already had." NYTimes quoting President Obama after his meeting with national security advisers about a terror plot to bring down a commercial jetliner on Christmas Day. (Jan 6th 2010) Going to the movies with friends fr...

/payments /regulation Data Management 101

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Enterprises - high time to stand up

Occasionally I get the impression that enterprises and their organizations are spending too much time on complaining (about regulation, about service charges etc) and not enough time on driving real change themselves. A part of this can of course be explained the ever growing demands on their time by all sorts of administration and growing competi...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Is regulation driving innovation in the Middle East?

‘Regulation’… this one word seems to have carried a dark cloud over the banking industry for the last year. However, not all regulation in recent months has been focused on liquidity or reigning in banks’ independence. In the UAE, for example, the introduction of the ‘Wages Protection System’ has enabled banks to seek out opportunities to become m...

/payments /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Blogs and blogs

I have been writing blogs for about 3 years and it is helping me to get some messages and information out to partners, customers, students, researchers and others who share the networked economy passion. About a year ago I was invited by finextra to start blogging on their site. As I have a background in banking and especially e- and 3rd generatio...

/payments Innovation in Financial Services

Nick Ogden

Nick Ogden Chairman at Ogden Research

Voice Verification versus Voice Recognition

At the start of a new decade there still seems to be confusion between these two terms with many people using them interchangeably - so here’s the distinction set out plainly: Voice recognition, also known as speech recognition, converts spoken words or phrases to text which is then processed by a computer to recognise what is being said. Unfortuna...

/security /payments Innovation in Financial Services

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Will Twitter founder Square Visa - MasterCard?

Further to my earlier post on Internet based payment applications, it looks like 2010 is going to be the year of alternate payments. We can see the high level of interest in the subject. Jack Dorsey - co founder of the omnipresent Twitter - has come up with a free Payment Dongle called Square. You can see his demonstration here - http://www.youtu...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

I cannot see around the corner..

Too often I tend to forget that I cannot see around the corner. This means that I am spending too much time in trying to imagine the future. Instead I should take my vision and passion and go around the corner - as almost always before there is something unexpectedly simple and positive waiting. Take the example of e-invoicing. We did have the feel...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Every Little Helps. The Tesco approach to over-limit Fees.

So ... The other day I tried to use my Tesco Finest Platinum Turbo-Nutter credit card, and the transaction was declined. Happens to the best of us I know, but it is paid off every month, and I had received text notification from First Direct that the debit had been made. I called the Customer Services at Tesco and was told that they could see th...

/payments

Now Hiring