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4826 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-banking high up

What are Internet users doing on the net? A new study (Redera) produced the following for Finland: - looking for information 97% - e-banking 95% - customer feedback 76% - public sector services 71% - shopping 70% - inquiries (about merchandi...

/payments Innovation in Financial Services

Steven Murdoch

Steven Murdoch Royal Society University Research Fellow at University College London

Verified by Visa and MasterCard SecureCode

This week, the 2010 Financial Cryptography conference is being held in Tenerife. The papers to be presented are likely of interest to the Finextra audience. Unfortunately, most are not available online, but searching for the title might show up a copy on the authors' home page. My paper at FC'10 is on the security of Verified by Visa and MasterCard...

/security /payments Information Security

Retired Member

Retired Member 

Drawing internal buy in for improved Risk management

After my latest posts about risk management (identity management basics and getting the best out of your data) I was asked a great question I think about every day: it's great to have a methodology and a strategy, but how do you get other people in the organization (whether inside or outside of the risk management group) to agree and work with yo...

/payments /regulation

Retired Member

Retired Member 

Mobile payments - a tale of princes, laws and treasures

In the previous post we've looked at mobile payments in a glance, why there's a huge chance today and what are the biggest challenges. In this post I will start diving deeper into them, and suggest a few ideas. There's a group of very talented guys I know, who used to work at this IT Company in Israel that was a part of the mobile industry. They ...

/payments /regulation Innovation in Financial Services

Retired Member

Retired Member 

Blippy as a purchase comparison tool

Re: Pimp my payment tweets: Blippy opens with $1.6m funding I had the same idea initially but I found useful reading an article on cnet: Blippy launches the Twitter of personal finance. "It will tell you not just where you’re spending money, but what products you’re spending it on and–if you set up the privacy settings appropriately–who else...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Innovations do not come from outer space

Innovations do not come from outer space - technology often comes - at least from space. There is a long way for new technology to become an invention, then give birth to a business idea which has the potential of becoming an innovation - a new practise which eventually is adopted by a critical mass of potential users - and then becomes the much s...

/payments Innovation in Financial Services

Retired Member

Retired Member 

No more secrets: managing risk when access control breaks

This post is a first in a series I will be exchanging with Allison Miller, one of my esteemed colleagues in Paypal's Risk organization, in her reinstated blog. “Man may be defined as the animal that can say "I," that can be aware of himself as a separate entity”. (Erich Fromm) “Identity” is a widely debated term, in various areas; Phil...

/payments /regulation Innovation in Financial Services

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

NAO tells HMRC to answer the phone - that would be nice

"HM Revenue and Customs: Handling telephone enquiries", published by the National Audit Office on 15 January, says that HMRC's customer contact directorate answered only 57% of the 103 million attempted calls in 2008-09. This compares with 71% in the year before and an industry benchmark of more than 90%. In the first half of 2009-10 the...

/payments Whatever...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Pyramid upside down - finally

When we started e-banking back in -82 we saw it as a pyramid. A very broad base where customers do their everyday banking on PCs - checking balances, paying bills, getting notifications on direct debit etc. On this "habit" base and frequent traffic it was then possible to add tens of additional services - more seldom needed - all the way...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Deconstructing Zynga: what's up in Social Gaming fraud

Talking to friends in a party I had to hold myself from becoming too smuggy-smug-smug. Yep, the lot of "I'm too good for Mafia Wars" geeks fell prey to the eggplant-growing rhythm of Farmville. Eggplants. My friends. I don’t even like eggplants, but still felt responsible in a way, though they’re only a drop in Zynga’s estimated 15M+...

/payments /regulation Innovation in Financial Services

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