Join the Community

24,332
Expert opinions
40,855
Total members
317
New members (last 30 days)
214
New opinions (last 30 days)
29,358
Total comments

Latest expert opinions

clear
clear

5260 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Where is your country?

Deadlines for paper or otherwise unstructured invoices (e-mail) to the public sector have been issued in many countries - and more are on their way. The reasons for this are obvious: 1. save tax payers money 2. move increasingly scarce human resources from administration to services and other productive tasks 3. kick-start e-invoicing in the econom...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Comparing Mobile and Contactless Payments

As we have seen, contactless payments are beginning to move into the mainstream. As my colleague Mark Carpenter has previously noted in a blog, support for contactless transactions is moving out from the metropolis, even to the rarefied environs of his country retreat. According to Visa Europe, in 2010 it alone issued 10 million contactless card...

/payments Information Security

Retired Member

Retired Member 

A conflict of interests?

I've been thinking a lot recently about the different pressures that banks in Europe are facing. It's a tricky business working in payments in a bank today - trying to decide on strategy and how the bank should move forward. Every bank exec I have spoken to recently is having to balance many different challenges and work out which ones they should...

/payments

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

The Emergence Of ePayment Fraud Chasers

The jury's out – well, not even selected - on this latest one but, at 1:1, the verdicts on the two previous lawsuits around EFT and ACH frauds in the USA are matched evenly between corporates and banks. It seems fair to find in favor of corporates where banks haven't complied with FFIEC and other well-established security guidelines. Issued over fi...

/payments /wholesale

Siddharth Udani

Siddharth Udani Client Partner at Consulting

SIBOS 2011: what do you need?

So which topic will steal the show at SIBOS this year.. Post Crisis wheres the growth? final words on SEPA? e-Invoicing? Basel III? Mobile Payments? Security Infrastructures? Renminbi? My take is post crisis wheres the growth should be the mantra and other topics are value adds with specifics. Are banks expecting more M&As post crisis, restruct...

/payments /sibos Banking Architecture

Retired Member

Retired Member 

Regulatory reporting: insights from the experts

How will global regulatory changes impact UK financial institutions? This was the very question we asked at a recent Logica event on global regulatory reporting, held at the British Bankers’ Association (BBA) and attended by a number of tier one financial institutions. Guest speakers included Simon Hills, executive director at the BBA, Michael Dav...

/payments /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

No scanning please

When Denmark legislated against paper invoicing in the public sector (including municipalities) back in 2005 service providers (including banks) where not ready with easy solutions for the SMEs. The solution was that enterprises where told to go to the local post office to have invoices scanned. The state paid the cost. Many enterprises (worldwide...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The biggest of them all

We read that PayPal is moving into e-invoicing. Natural step for anyone who wants to stay in the payments business = keep the funding and profitability transaction accounts offer. Some banks have not yet seen the need to make the choice - keep the profitable and stable funding intact or not. In the same news we also read: "Separately, the US ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Person to Person Lending - Can it get as big as banking?

OK. If you have been following my blogs... You will know that I am investing my time and energies into person to person lending. With a wave of person to person lending start ups over the last few years, the model has proven to be viable (While very early still). For those of you not familiar with person to person lending it is like a marketplace...

/payments

Retired Member

Retired Member 

A reprieve for cheques - but is it needed?

The news from the UK Payments Council that cheques will no longer be forcibly scrapped in 2018 has, perhaps inevitably, received mixed responses. For the banks, issuing, handling, securing and processing cheques is expensive and time consuming – a cost that in the end has to be passed on to customers. However, consumer groups, especially those repr...

/payments

Now Hiring