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224 Results from 2016, /payments

Veejay Jadhaw

Veejay Jadhaw Chief Technology Officer, Global Payment Solutions at Finastra

How to Radically Transform Payments Operations through Digitization, Veejay Jadhaw

If you look at major banks across the world today, you'll find that most banks have set up innovation arms that are now working at the frontier of digital technology's potential in banking. Five years ago, you'd have found only few banks with operations of this type. This explosion in digital innovation reflects an acceptance by banks worldwide t...

/payments Innovation in Financial Services

Howard Berg

Howard Berg Senior V President,North and Central Europe, BPS at Gemalto DIS

The road to the cashless society

It’s over forty years since Britain went through its last true payment revolution with the decimalisation of the country’s currency system. What was part of our day-to-day lives was gone over night and while we will not see the same dramatic shift, we are on the brink of the UK’s, and indeed, the world’s next payment revolution – contactless. The ...

/payments

Retired Member

Retired Member 

How Will We Pay in 2020?

The history of payments is best described as a search for simplicity, security and convenience. Coins, banknotes, cheques, payment cards have all been introduced with the aim of making paying for goods and services easier. Over the past few years, mobile payments technology has launched an assault on these traditional methods by offering consumers ...

/payments

Retired Member

Retired Member 

EBA Strong Customer Authentication - The End of Frictionless Card Payments?

It seems that European payments regulation may be forcing the cards market to take a step backwards. We appear to be moving away from the frictionless online payment environment that so many of us use day to day, towards a much higher friction world where every transaction over €10 is actively issuer authenticated. This blog explores some of the i...

/payments /regulation

Parth Desai

Parth Desai Founder and CEO at Pelican

Building Intelligence: Part Three

What is the likelihood of AI based solutions becoming an imperative in financial services and not just a ‘nice to have’? In my earlier blogs I explored the basics of AI and how to implement the technology, now let’s consider the appetite among firms to adopt AI solutions. We recently completed a survey with Finextra, exploring attitudes towards AI...

/payments

Josh Lintern

Josh Lintern Senior Consultant at Capco

Six lessons financial services can learn from Bitcoin, blockchain's original use case - Part 1

Careful consensus selection, an understanding of the concentration of power and a clear grasp on the settlement finality within the design are all crucial in any blockchain solution for use within financial services. A few years ago there was much discussion about how Bitcoin can transform financial services for the good of all involved. This was a...

/payments

Retired Member

Retired Member 

Current challenges in fighting financial crime - Pt.1

As the threat and sophistication of financial crime continues to increase, financial institutions are challenged to stay one step ahead and ensure the highest level of protection for their organizations and customers. In part one of this two-part blog on financial crime, we'll take a look at some of the factors driving the complexity and cost in f...

/payments

Retired Member

Retired Member 

Payments Processing System : Basic Elements

Payments Processing Elements Payments are the financial instruments that people and corporate globally use to transfer funds. This helps corporate to mange Cash, DPO and DSO effectively and efficiently. Payments in itself are a very vast because of the availability of many payment systems in a given country and each system have unique way of proce...

/payments

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Old habits die hard, which is why payment innovation can fail

Sport, business. Is there a similarity? Before you flick on to the next article, this isn’t about positive mental attitude and a testosterone fuelled winner’s mentality. I want to share my thoughts on why habitual behaviour, good and bad, can lead companies either into a downward spiral or a slow trajectory towards improved performance. The world ...

/payments /regulation

Retired Member

Retired Member 

Pressure for Chargebacks on Consumer Credit Transfers?

Last week the UK Consumer Association, Which, lodged a super complaint with the UK Financial Conduct Authority and the Payments Services Regulator over the lack of consumer redress for credit transfers. Many would say ‘and about time too!’ Which’s concern reflects growing consumer complaints over banks’ refusal to refund transfers as a result of ...

/payments

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