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4855 Results from /payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

How to reap rewards of m-commerce growth

A clutch of recent news stories makes all too clear the opportunities and the challenges of the mobile payments revolution. First up, research from Barclays Corporate forecasts that m-commerce in the UK will increase from £1.3bn in 2011 to £19.3bn in 2021, or from 0.5% of total retail sales to nearly 5%. That is a huge opportunity, and as m-commer...

/payments Innovation in Financial Services

Retired Member

Retired Member 

New Requirements for Point to Point Encryption

Well they have arrived. After more than a year of discussion and debate the new requirements for Point to Point Encryption (P2PE) have finally been released by the PCI SSC. These requirements, which are contained in the Point to Point Encryption: Encryption, Decryption and Key Management within Secure Cryptographic Devices (Hardware/Hardware) v1....

/security /payments Information Security

Retired Member

Retired Member 

EMV: What does it mean for Issuers?

The EMV ball is starting to roll in the U.S., and the EMV specifications will affect all actors in the existing payment scheme – from issuers, acquirers, merchants to consumers. For issuers, this transition to cards that can perform EMV transactions can be segmented into three parts: enhancements to the back-office systems, enhancements to authori...

/payments

Retired Member

Retired Member 

The future of business transactions is in the cloud

This article explains the issues and challenges around traditional B to B trading processes, the limitation of ERP packages and how the internet as a cloud could make it possible to work together much more efficiently. Still reliance on paper processes Until today businesses have been sending trade information (orders, invoices, payments, etc) fro...

/payments

Retired Member

Retired Member 

The Role of ISOs in Leaving the Check Behind

When we think about Leaving the Check Behind, many people do not realize what a critical role Independent Sales Organizations (ISOs) play. Card payments, and in particular single use virtual card payments, continue to be a highly viable alternative to paper checks for accounts payable payments. With Business to Business payments accelerating, and ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Merchants Not Excited About Mobile Payments

Mobile payments are enjoying a lot of very good press right now and customers seem very keen on finally being able to use their phones to complete purchases. However there is a very important group of people which is not so keen on them and they are crucial to the development of the whole idea. Recent study by RetailCustomerExperience.com has reve...

/payments /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Reflections on blogs and blogs

I got the half a million pageview message and looked into what I wrote in early 2010: " "I have been writing blogs for about 3 years and it is helping me to get some messages and information out to partners, customers, students, researchers and others who share the networked economy passion. About a year ago I was invited by finextra to ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Paying for candles in the dark

A couple of years ago, here at FIS Europe, business growth meant that we needed to move our mid-range data centre. We looked at outsourcing, in-house builds and even taking on a former telephone exchange. In the end, the biggest factor behind our decision was continuity of power. How sure could we be that the reliable, scalable electricity supply...

/payments

Retired Member

Retired Member 

Scarce credit throws e-invoicing in the spotlight

The limited availability of credit following the financial crisis coupled with the potential consequences of Basel III has resulted in a crunch on lending to corporates. Banks and corporates have become more attracted to financing opportunities linked to supply chain transactions. In a recent report, Celent even went as far as to ask whether suppl...

/payments /sibos

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Everybody should have the right to a bank account

The right - and the obligation to open one (fees are normally not high). No salary should be paid in cash - and social benefits only to accounts. How much could be saved - and how much crime avoided. In the past banks did turn down customers who were considered risky and being unprofitable. With direct debit cards and automation the risks and costs...

/payments Transaction Banking

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