4855 Results from /payments
Retired Member
In a previous posting, I pointed to a statistic which said that MPESA accounts for more than half of the world’s mobile money users. Mobile money services in countries outside of Kenya have just not had the uptake that the industry leader enjoys. But could interoperability be part of the solution to that problem? Taken at face value, interoperab...
17 February 2012 /payments
In an increasingly commoditized payments world, it is no surprise that banks seek to differentiate their payments offering. Technology is usually the key enabler in creating competitive advantage, but soaring IT integration costs can all too easily derail the bank’s efforts. Banks are being squeezed. They are caught in the vice of increasing compe...
15 February 2012 /payments /wholesale
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Important communication. “Europolitics also reports that ministers discussed the widespread adoption of e-invoicing, with all in attendance backing the European Commission publication 'e-Invoicing: Reaping the benefits of electronic invoicing for Europe', which outlines a blueprint for introducing cross-border e-invoicing” http://bx.businessweek.c...
14 February 2012 /payments Innovation in Financial Services
It has to be structured data (and as soon as possible in the ISO2022 format) as seen here: http://eeiplatform.com/7314/pdf-invoices-creating-more-paperwork-than-it-saves-research/?utm_source=E-invoicing+Platform&utm_campaign=4640aa2e5c-E-invoicing+Platform+-+Newsletter+wk+07&utm_medium=email to get the productivity ...
Better late than never, I guess, but on the way to Dubai for a FATCA conference, where all the speaker's presentations were based on guidance notices, the IRS finally issued draft regulation on FATCA, the Foreign Account Tax Compliance Act. This piece of regulation, has long been heralded as the largest piece of extra-territorial tax since the Brit...
14 February 2012 /payments /regulation Innovation in Financial Services
Brett King CEO & Founder at Moven
The debate about NFC and mobile payments rages on. There's questions over which handset platform to support, which devices are certified, the lack of real NFC standards, how to enable the secure component on the various cellular networks and so forth? To a novice this all sounds very complex? Shouldn't we worry about adoption rates? When will mobi...
12 February 2012 /payments Innovation in Financial Services
Extracting value for customers based on this data will obviously be of increasing importance also in payments - especially extended payments. The first step is to see to it that data is sent and kept in structured form - with global high quality standards - the ISO20022 family is handling most of it already
11 February 2012 /payments Innovation in Financial Services
Saturday, February 11, 2012The importance of WHY Many of you have surely seen this presentation by Simon Sinek http://www.ted.com/talks/simon_sinek_how_great_leaders_inspire_action.html. He very eloquently – with to help of three circles outlines how important it is - not to start with the What (what is being offered – the outer circle) or with
Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group
I’d like to share with the community the most significant trends in wholesale banking my analyst colleagues and I are anticipating for 2012. The years following the 2008 financial crisis were challenging, and 2011 proved to be a continuation of that trend. While my analyst colleagues and I were optimistic at the start of 2011 that the year would br...
03 February 2012 /payments /wholesale Financial Supply Chain
If you’ve been following this blog, I’d like to think I’ve built my case, and you’re in agreement that it’s time to start running payments as a business. In keeping with the original theme, we must first wake the gentle giant, and re-examine payments data centers as a potential revenue stream. In doing so, we realize that many payments data center...
02 February 2012 /payments
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