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5068 Results from /payments

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Open Letter To My ePayment Gateway Company

The proverbial ink has hardly dried on my blog post titled Mobile OTP: Cyanide Or Caffeine For Online Payments? than I saw the following 'kiss-of-death' screen on my laptop <Finextra readers to please scroll to the bottom of the page>: This happened on the very first occasion that I'd tried to pay my broadband bill online after the new secu...

/payments

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Snakes, tramps and ATMs

OK I have to admit I have something in common with Indiana Jones – I hate snakes. Sadly that’s where the similarity ends. My worst nightmare would be to have a snake come from the ATM rather than cash. I’ve seen that same YouTube video purporting to come from three different places at three different times – so maybe it’s another myth that was ne...

/payments

Jane Adams

Jane Adams Marketing at Currently looking for a job

Let's call it PayOff

I’ve spent the last few days nose deep in the ‘Opening up UK Payments’ consultation document issued in March by HM Treasury. This paper outlines the government’s desire to impose utility style regulation on payments systems in the UK and is a follow up to the earlier consultation ‘Setting the Strategy’ about setting up a Payments Strategy Board to...

/payments

Nahum Goldmann

Nahum Goldmann Partner at BelPay.be

222M Euros error - the importance of exception management

http://money.cnn.com/2013/06/11/news/world/bank-error-napping/index.html Speaking of transaction banking and exception management, a bank clerk nodded off for a second while processing a transfer request and held down the number 2 on his keyboard, changing the amount from 62.40 Euros to 222, 222, 222.22 Euros, according to testimony before a Germa...

/payments /regulation Transaction Banking

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Where next with cash?

The evidence is there that people are definitely embracing new ways to shop – be it Amazon, iTunes or even supermarket shopping with home delivery. In many cases, cash isn’t even an option when paying at these new outlets – meaning consumers are forced to use alternatives. The meteoric rise of PayPal is a good example of this. However, around the...

/payments

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Contactless is the future of payments

Contactless payments are on the cusp of becoming main stream. Currently consumers can use the quick and convenient payment method in a number of shops and restaurants, including EAT and McDonalds. According to the UK Cards Association, in March 2013, there were 32.5 million cards with contactless functionality whilst there were 147,000 contactless ...

/payments

Eric Smith

Eric Smith Senior Pre-Sales Consultant at Dynamic Partners

Are we losing the war on cash?

The latest news from the UK Payments Council, especially on the back of the recent study by Market Platform Dynamics shows that the use of cash is greater than ever, despite the plethora of electronic and mobile alternatives. For those outside the payments industry, the true cost of cash is invisible – they think it’s ‘free’, But actually, physical...

/payments

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Retired Member 

Where the puck is going to be

Everyone wants to be part of the mobile payments revolution. By now most players realized that there is no money in payments. The next stampede direction - Big Data. Who wouldn't want to fight over that dessert. Yet, as Harry Ellis (Die Hard) put it: "It's not what I want, it's what I can give you". (He became extinct when he failed to de...

/payments Innovation in Financial Services

Andy Morris

Andy Morris Risk Business Solutions Consultant at ACI Worldwide

Give mobile a chance

Mobile bared the brunt of some bad press this week. Firstly, the story that NFC could be compromised through a new app, secondly the charger that could penetrate the iOS operating system and thirdly the emergence of a new breed of consumers labelled as “paynuphobics” – purportedly 26% of adults who are scared to use online and mobile because of se...

/payments

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Retired Member 

SME e-Invoicing Adoption in Europe: Pt 2

The Role of Service Providers One of the biggest complaints about B2B and perhaps true in the early days is that this method is too expensive for small and medium companies, and that these B2B programs were all driven by larger customers who essentially left their trading partners with little choice about participating. I’m not sure that the state...

/payments

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