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5191 Results from /payments

Retired Member

Retired Member 

The Online Payments Business - An Overview

The dust hasn't settled yet even though it's been 34 years since the birth (1981) of electronic payments. CheckFree was the "baby." Peter Kight was the "father." As with other banktechs, during other developing eras, there are too many vendors already in this relatively new space. Remember, the idea of computer-based techno...

/payments

Retired Member

Retired Member 

Apple’s iPhone 6 with NFC. Is it a Game Changer?

A new iPhone is imminent and again there is much fascination in the payments world as to whether Apple will finally join the near field communications (NFC) fray. It now appears that the iPhone 6, which is expected in September, will be the device that sees Apple enter the mobile payments market. As with all Apple launches, speculation has already...

/payments

Brett King

Brett King CEO & Founder at Moven

Coin Card delays launch to Spring 2015, upset backers

If you've been waiting for news regarding Coin Card, then you've got a longer wait than expected. Coin launched with HUGE fanfare in November of 2013, promising to revolutionize your credit card by allowing you to combine up to 6 cards in one bluetooth enabled device. Launched on the same day as the revamped Google Wallet, Coin Card stole the show...

/payments Innovation in Financial Services

Retired Member

Retired Member 

The Wrong Kind of Cloud?

In my previous blog I suggested that we need to understand what was behind the Cloud promise. It can’t simply be that whatever the question, the answer is the Cloud. It is imperative that we consider carefully what is needed to disperse some of the fog that is descending across our industry and revisit, categorise and refine the definition of cl...

/payments

Ritesh Agarwal

Ritesh Agarwal Senior Management at On My Own

No one needs Wallet...then what is the need of people

Question to all bank CEO: Why Ýour' Bank is not encashing on their strengths and why wallets are taking birth like dime-a-dozen. Wallets would survive only in that country where cost of banking transaction is very high and the user needs cheaper alternative. Example: Any african country. All concepts like unbanked, financial inclusiveness are gimmi...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Rethinking 3D Secure: how it can increase conversion rates

“3D Secure is about as helpful as a chocolate fire guard.” Merchant view of 3D Secure, as succinctly expressed on Twitter. For a number of years, the payments industry has associated 3D Secure with a terrible shopper experience and a corresponding negative impact on conversion rates and revenue. Understandably, this has led to a general reluctance...

/security /payments

Retired Member

Retired Member 

Host Card Emulation: A solution for the 90 percent

I was surprised to read the other day that despite all the hype, still only about 1 percent of commerce transactions happen in mobile devices according to eMarketer. Even total e-commerce, around from the early days of the Internet, still represents barely 6 percent of total retail commerce. These numbers are consistent with the numbers published ...

/payments

Retired Member

Retired Member 

HCE mobile payments - how secure is secure enough?

Since Google announced support for host card emulation (HCE) in Android KitKat 4.4 last year, the industry has been divided. Many recognize the value and opportunity that this brings to banks and other service providers for the deployment of mobile services such as payments, transit and loyalty. Others have raised security concerns that they maint...

/security /payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

'PSD2' a Much-Needed Step To Uniformity and Accountability

Payment Services Directive 2.0, Why “PSD2” is A Much-Needed Step Towards Uniformity and Accountability in the European Payments Industry Rules and regulations serve many purposes, from ensuring that business activities are conducted consistently and fairly, to ensuring that providers and their customers are protected from harm, intentional or oth

/payments /regulation Innovation in Financial Services

Retired Member

Retired Member 

Customer centricity and its role in financial services

Organisations competing in the world of finance are working within a tsunami of regulatory boundaries, which are in place to ensure the right outcomes are generated for individuals, but also present a challenge to the status quo. These regulations are no longer just for boardroom discussion. They are top of mind for people and the media alike. M...

/payments /regulation

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