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5153 Results from /payments

Retired Member

Retired Member 

Mobile services strengthen customers’ bond with banks

The way bank customers access and manage their finances is evolving at a rapid pace. While the physical branch was once at the centre of a retail institution’s offering, this model has witnessed enormous change in recent years, according to a new report from the British Bankers Association (BBA) and EY. The second Way We Bank study has found tha

/payments Innovation in Financial Services

Retired Member

Retired Member 

What will the booming rental market mean for lenders?

The UK’s rental market is booming. The number of new properties being listed for rent each quarter has been growing at a much faster rate than the number of properties being listed for sale during the same period. The increasing supply of properties available for rent has also been helped along by the rising numbers of buy-to-let owners and incre...

/payments

Retired Member

Retired Member 

5 tips for better Direct Debit cash flow...

If you’re using Direct Debits to get paid by your customers, you’ll no doubt be aware of the cash flow benefits... Direct Debits give you the power of knowing exactly when and how you’re getting paid, meaning you can plan and forecast better, which leads to better cash flow for your business. Now and again though, it’s worth having a bit of a ‘sens...

/payments

Retired Member

Retired Member 

Cloud for Banks and Corporates, or just more fog?

Cloud computing services are being cited as the panacea for rising internal computer costs, offering scalable IT infrastructure to large and small companies alike. Cloud based services, we are told, can manage all of our client on-boarding and channel integration needs, from running an ERP system to automatically integrating transaction and statem...

/payments

Retired Member

Retired Member 

The Middle Eastern real-time payments opportunity

While some governments around the world have struggled to keep up with the digital age, many Middle Eastern countries have risen to the challenge and introduced market-leading innovations. E-government is one area that has taken off in a big way in the region in recent years, with successful initiatives in the United Arab Emirates (UAE), the Kin

/payments

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Management at Oracle Financial Services

Mobilizing Your Loyalty Programs

Last weekend I was out shopping for apparel for my family at a retail outlet I prefer for all my clothing purchases. Being a weekend, the queue at the payment counter was characteristically long. After what seemed like an interminable period, I finally arrived at the counter. The visibly harried and overworked lady at the counter mechanically and ...

/payments Future Finance

Daniel Szmukler

Daniel Szmukler Director at EBA

A look back at EBAday 2014

With Helsinki and another successful EBAday behind us, it is time to reflect on the conversations and themes from the show. With 800 attendees this year, this was the biggest EBAday yet and the Finlandia Hall was buzzing with discussions between industry leaders in transaction banking. One word on everyone’s lips from the start was ‘innovation’. T...

/payments EBAday

Retired Member

Retired Member 

Ready for the Payment Paradigm Shift in Shopping?

Historically, we have shopped with cash or cards. When we use cards (credit, debit, gift, prepaid, etc.) the focus has been on validating the originator. The merchant takes your details and goes to a network and says "X wants to pay me" and gets authorization that verifies the originator of the payment. This usually leads to a higher lev...

/payments

Retired Member

Retired Member 

EBA Day - What will the bank of the future look like?

Having recently returned from sunny Helsinki (with a few light showers!) I thought I would share a quick blog on the 2014 EBA Day conference. Firstly it was bigger and better attended than ever before with numbers up about 20% on last year’s previous record number of attendees. Interestingly this year also saw a big push by the organisers and the...

/payments

Retired Member

Retired Member 

Business is Broken

Late last year, Business Secretary Vince Cable stated he felt the Funding for Lending Scheme (FLS) wasn’t working and rightly so. Figures from the Bank of England FLS[1] showed that net lending to small and medium-sized businesses fell by £723m in the first quarter of this year despite scrapping mortgage support to encourage corporate lending. Whi...

/payments

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