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5263 Results from /payments

Akshay Berry

Akshay Berry Manager at Infosys Limited

Payments Bank - New wine in an old bottle?

Not many policy pundits expected India's Central Bank, known for its cautious stance in issuing Banking licenses, to propagate differentiated banking licenses itself. Payments and Small Banks reflect a new line of thinking from the Reserve Bank with an objective of reformatting India's financial inclusion space. What a Payments Bank seeks to do is...

/payments

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Retired Member 

The real-time payments challenge facing North America

The need for establishing a real-time payment infrastructure is firmly on the agenda in North America right now. The US Federal Reserve announced back in September that it was preparing to publish a road map detailing how the payments landscape should be developed and we expect that this will include looking at the possibility for a national faste...

/payments

Lu Zurawski

Lu Zurawski founder, iKnowMe at Lu Zurawski

Payment walls are crumbling - is it time for Payments EBRD?

Twenty-five years ago, the fall of the Berlin Wall saw the creation of the European Bank for Reconstruction and Development. Its mission was to find capital to help re-build national infrastructures mainly in the former Eastern Bloc countries. It invested in long-term projects that are tricky to finance, recognising that “well-planned infrastructu...

/payments /regulation

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Banks and Merchants Must Have Their Own Payment Apps

Banks and merchants are under threat to lose millions of dollars in investment in their apps by allowing them to become obsolete because they don’t provide the most desired functionality of all: Payment. The reason is simple. A mobile app that offers a new and better way to perform a task that literally occurs multiple times in a day for each of us...

/payments

Ganesh Srinivasan

Ganesh Srinivasan Director at Volante Technologies

Payment Factory - Data integration strategy that counts

The benefits associated with the implementation of a payments factory have been achievable for some time now, with new, additional benefits and indeed challenges, being realized as payments processing becomes yet more complex. SEPA, the simplification of bank transfers and increased adoption of a common data standard are challenges that can on the ...

/payments

Retired Member

Retired Member 

Challenger Banks Throw Down Gauntlet to Big Four

The emergence of a host of new players in the UK retail banking market is giving the traditional powerhouses food for thought. According to the Office of Fair Trading, the big four banks - HSBC, Royal Bank of Scotland, Barclays and Lloyds – hold about three quarters of the UK’s 50m current accounts. But the landscape is shifting, and challenger ba...

/payments /retail

Matt White

Matt White North America editor at Finextra

The future of fintech: Money2020 v BAI Retail Delivery

Anyone who spent the last fortnight at these two events will have been struck by the growing divide in the fintech industry: between old and new, physical and digital, Wall Street and Silicon Valley. Money20/20 has ridden, and driven, the fintech wave to become a monster. In just three years it has grown to such an extent that many of the 7500 dele...

/payments

Retired Member

Retired Member 

Could your corporate payments team be saving millions?

I’ve written a few times on this blog about disparate payments processes within large corporations and then the benefits associated with centralising and standardising that process. One of the clear problems we see with this disparate, non-integrated approach is that the bank fees being paid in relation to payment services is much higher than it ...

/payments Payments strategies 2015-2020-2030

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Retired Member 

5 further bombshells that follow a PCI attack

The news of a PCI breach is just the start of a host of issues – all of which can be crippling to a business. Many CIOs and compliance officers may complain about the burden that the Payments Card Council imposes on them, but the rules exist for good reason. Like most issues involving compliance, card data rules are more effective as a preventative...

/payments /regulation

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Retired Member 

Bringing quality back to the web: milliPay

“We hope to change the way content can be consumed – there is quality content on the web and we believe in it. It needs to be financed – and people must be willing to finance it.” Whether you like it or not, we’re in the midst of a consumption revolution. The way we read the news, watch our TV and pay for our content is undergoing a global shift. O...

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