5072 Results from /payments
Retired Member
Memories are unreliable because our memory is not an archive of genuine documents. After certain time interval facts are re-weighted and positive events are preferably preserved in our long-term memory. This human characteristic makes many believe that if Apple will bring a mobile payment system on the market again another revolution in this econo...
14 March 2014 /payments
I applaud AmEx's recent initiative to use technology to help the plight of Amercia’s 70m underbanked citizens, but I do hope it knows that there’s no need to start from scratch. The work being done by e-money institutions in the UK, on the Visa platform in particular, to address the needs of the financially underserved is world beating. UK progra...
13 March 2014 /payments
New York’s financial regulator has today called on companies to submit proposals to regulate Bitcoin and other digital currencies. This follows news that the EU has recently issued warnings on the safety of Bitcoin and the Chinese government recently announced a ban on payment companies clearing the digital currency. While the news out of New York...
Mobile payments. HCE. Mobile wallets. Wearables. This launch, that announcement. Blah, blah, blah... There is so much overlapping noise, confusion and lack of any clear direction in the market right now. Apple has been flying below the radar lately, on all fronts. Yet, anyone who is active in mobile payments should not forget how disruptive Apple c...
10 March 2014 /payments Innovation in Financial Services
Craig Ramsey Head of Real-Time Payments at ACI Worldwide
My introductory blog last week included references to a bicycle race. I now bring us to our first race stop, and this week we're going to talk about ‘real time’. At this point in the race, our cyclists are looking around and seeing how the competition compares. For a bank, this means how they compare to their peers and industry leaders, and for ...
10 March 2014 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
When we have been working with changing direction in large companies or large scale projects like x-EU e-invoice harmonization, automated VAT reporting and the real time economy generally speaking we have noticed that the mass we need to move is great. The reaction is naturally to apply more force and also call in bold decision makers (hard to fin...
The government says it will be able to make universal credit payments into a Post Office card account. Photograph: David Sillitoe for the GuardianThe government remains committed to paying the new "universal credit" – a combination of six income-related benefits – directly into bank accounts. This will be a problem for the 13% of housing...
07 March 2014 /payments
With a huge focus on wearable tech at this year’s event, what is the impact on the payments space? As you’d expect, Mobile World Congress saw some of the most exciting announcements and innovative product launches of the year. In line with Google and Samsung Galaxy Pebble announcements that have ruffled the media over the last six months, the 2014 ...
On the face of it, showrooming seems bad news for ‘bricks and mortar’ retailers. However, it also highlights a real opportunity to drive more footfall, customer loyalty and, ultimately, sales. The shopping habit, where consumers browse in-store and then buy online with their smartphones or tablets, is clearly resonating with the public. According t...
05 March 2014 /payments /retail
The halls of Fira Gran Via, which plays host to Mobile World Congress (MWC), were as always a showcase for all sorts of digital technology. I was particularly interested to explore the halls asking myself, what’s the Mobile Money angle? Here are four of the things that caught my attention. 1. The Internet of Things Whilst connected devices,...
04 March 2014 /payments
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