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4860 Results from /payments

Retired Member

Retired Member 

Will the penny drop? Lack of security inhibiting Bitcoin

New York’s financial regulator has today called on companies to submit proposals to regulate Bitcoin and other digital currencies. This follows news that the EU has recently issued warnings on the safety of Bitcoin and the Chinese government recently announced a ban on payment companies clearing the digital currency. While the news out of New York...

/payments

Retired Member

Retired Member 

What Steve Jobs knew back in 1984 and why that matters today

Mobile payments. HCE. Mobile wallets. Wearables. This launch, that announcement. Blah, blah, blah... There is so much overlapping noise, confusion and lack of any clear direction in the market right now. Apple has been flying below the radar lately, on all fronts. Yet, anyone who is active in mobile payments should not forget how disruptive Apple c...

/payments Innovation in Financial Services

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Real-Time Everything: Transaction Banking Greatness Week 1

My introductory blog last week included references to a bicycle race. I now bring us to our first race stop, and this week we're going to talk about ‘real time’. At this point in the race, our cyclists are looking around and seeing how the competition compares. For a bank, this means how they compare to their peers and industry leaders, and for ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Massive forces needed

When we have been working with changing direction in large companies or large scale projects like x-EU e-invoice harmonization, automated VAT reporting and the real time economy generally speaking we have noticed that the mass we need to move is great. The reaction is naturally to apply more force and also call in bold decision makers (hard to fin...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Unbanked residents at risk of arrears with Universal Credit

The government says it will be able to make universal credit payments into a Post Office card account. Photograph: David Sillitoe for the GuardianThe government remains committed to paying the new "universal credit" – a combination of six income-related benefits – directly into bank accounts. This will be a problem for the 13% of housing...

/payments

Retired Member

Retired Member 

MWC - Making payments wearable?

With a huge focus on wearable tech at this year’s event, what is the impact on the payments space? As you’d expect, Mobile World Congress saw some of the most exciting announcements and innovative product launches of the year. In line with Google and Samsung Galaxy Pebble announcements that have ruffled the media over the last six months, the 2014 ...

/payments

Retired Member

Retired Member 

Showrooming - A Case of Jekyll and Hyde

On the face of it, showrooming seems bad news for ‘bricks and mortar’ retailers. However, it also highlights a real opportunity to drive more footfall, customer loyalty and, ultimately, sales. The shopping habit, where consumers browse in-store and then buy online with their smartphones or tablets, is clearly resonating with the public. According t...

/payments /retail

Retired Member

Retired Member 

A postcard from MWC: Mobile Money for tomorrow’s technology

The halls of Fira Gran Via, which plays host to Mobile World Congress (MWC), were as always a showcase for all sorts of digital technology. I was particularly interested to explore the halls asking myself, what’s the Mobile Money angle? Here are four of the things that caught my attention. 1. The Internet of Things Whilst connected devices,...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

How do we achieve 'The Holy Grail' in contactless payments?

Hot on the back of the recent news of Europe’s largest department store group El Corte Inglés taking the plunge towards contactless, yesterday’s Finextra report highlights new figures from WorldPay showing that contactless payments in the UK are rocketing, with 226% more contactless transactions compared to this time last year. This is yet furthe...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Why we need to question the BoE's whimsical polymer decision

The Governor of the Bank of England, Mark Carney, announced on 18th December 2013 that all £5 and £10 banknotes in circulation will begin to be printed on polymer rather than cotton paper from 2016. This decision followed a three month public consultation process around the UK and an internal review. I am very disappointed in this decision and have...

/payments /retail

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