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4860 Results from /payments

Retired Member

Retired Member 

ATM Cash Management: Prepare now for rises in interest rates

ATM Cash Management - It might not look like it, but now is the time to prepare for a rise in interest rates. There are still mixed signals on the future of short term interest rates and with the ECB due to loosen monetary policy this week, there may be a natural inclination to put planning for future interest rate increases to one side. Whilst und...

/payments /retail

Retired Member

Retired Member 

Mpesa, big in Africa, bigger in Europe?

Imagine that one day people from your country’s rural areas start paying with their mobiles. Would it be strange? Definitely. That would mean they are more advanced in mobile payments adoption than the majority of people living in cities (who still prefer to use plastic). Such scenario might imply two things: a) you are dreaming, b) M-pesa has ent...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How long can e-banking keep growing?

Over 6 million e-banking contracts in a country with 5,5m people - and there is a monthly fee. And transactions just keep growing..

/payments Innovation in Financial Services

Retired Member

Retired Member 

Apple's Siri - iPhone security hole

Spear phishing is a powerful fraud technique. The objective is to get sensitive/confidential data which can then be used to mount at attack. A combination, for example, of my home and mobile numbers, as well as my work and personal email addresses is a valuable tool in "capable" hands. Obtaining such data is not easy, but Siri can help. ...

/security /payments Innovation in Financial Services

Retired Member

Retired Member 

Banking on a Revolution

In recent decades, technology has become a determining factor underpinning commercial success across every industry. To succeed is to stay at the cutting edge as Google and Amazon have shown. They’re at the forefront of improving the customer experience making it quicker, more intuitive and more attractive to transact. They have set the bar high a...

/payments

Retired Member

Retired Member 

Mobile banking thwarted by huge security overhead.

Mobile applications will rise to meet the needs of online banking for the next few years. Apparently a fact. My contention is that there will be a similar rise in the complexity of these applications and the power of the platforms that they sit on. As this complexity and power rise unabated, the need for each member in the value Chaplin to mutuall...

/payments

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Taking your data from big to useful. Blog Series Week 9

George Orwell would be surprised to see his vision of 1984 taking place today. What used to be referred to as ‘Big Brother’ is now a reality with tracking of everyone’s movements. Today of course, we don’t refer to it as Big Brother; Big Data sounds a little friendlier. “Big Data” are two words that have come together to say exactly what we have, ...

/payments

Retired Member

Retired Member 

Bitcoin: underperforming on trust

For me, last week was all about innovation and Bitcoin with Amsterdam hosting several large events on the crypto currency. This got me thinking about what makes new payment methods successful or not. The Bitcoin hype is immense, but numerous retailers told me that the widespread curiosity is not translating into mass adoption. For many retailers, t...

/payments

Retired Member

Retired Member 

How intelligent systems can help lenders meet FCA changes

At the close of its first month in charge, it’s clear the Financial Conduct Authority (FCA) has established itself as a ruthless protector of the consumer in the credit market. The FCA wields much greater power than its predecessor, the Office of Fair Trading, and has already set about enforcing a series of stricter rules on credit providers, vow...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Banks turbo-driving e-invoicing in Finland

Almost all enterprises in the country signed up (336.000). Huge growth in transactions. Consumer volumes exploding this year as direct debit features have been integrated.

/payments Innovation in Financial Services

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