Join the Community

23,448
Expert opinions
42,335
Total members
302
New members (last 30 days)
176
New opinions (last 30 days)
29,126
Total comments

Latest expert opinions

clear
clear

5066 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The second pyramid - huge value

One picture says it all.

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

We have to speed up the progression to full automation

Service to person - proactively suggesting (big data aided) things to do (and for receivers to accept in mobile phones and other devices) is an important step. But automated service to service is on obvious area to target already now.

/payments Innovation in Financial Services

Retired Member

Retired Member 

Thieves, Pills and Tattoos: Another side to Mobile Payments

For years authentication has been a thorny issue for banks and financial institutions, particularly in the world of mobile services. To date, these organisations have focused on building two of the three primary sources of authentication data into their products and services, namely ‘something you know’, like a password, and ‘something you have’, ...

/payments

Mick Fennell

Mick Fennell Vice President, Middle East & Africa at Volante Technologies

Transformations - the hidden fly in the payment hub implementation ointment

The implementation of any new enterprise payments hub comes with multiple different challenges. Indeed headaches abound, from changes to operational procedures, to definition of new workflows, to updating of organizational structures, to the management of distributed access to information. But when it comes to the development and deployment of n...

/payments

Retired Member

Retired Member 

Apple's Surprising Role with Apple Pay: Reseller, not Innovator

Apple is recognized as one of the most innovative companies in the world. However, with their Apple Pay offering launched last year, they are playing a surprising role: reseller for the credit card companies. This blog describes this current Apple Pay situation and summarizes potential innovations which could change its course in the future.

/payments

Abhishek Chatterjee

Abhishek Chatterjee Managing Partner at Gartner Inc.

Mobile world Congress - Barcelona,2015 - Changing Priorities for Mobile Industry

The entire Mobile industry is getting disrupted across the world as its transitioning from distance based revenue model to volume based revenue model. The key actors (Mobile Operators, Device manufacturers, value added service providers, developers) in this business need to innovate and disrupt itself to stay relevant. Mobile WORLD Congress in Bar...

/payments Innovation in Financial Services

Retired Member

Retired Member 

7 Day Account Switching - happy customers are staying put

The seven-day Account Switching Service was launched almost two years ago with much fanfare however we are still seeing only a minority of people moving their current accounts to a new provider. According to statistics from Bacs and the Payments Council, 1.3% of personal current accounts have been switched in the past year, and 2.1% since the star...

/payments /retail UK Faster Payments

Derek Garriock

Derek Garriock Innovation Director at Experian

Will smartphone payments outpace credit and debit cards by 2020?

Recent research has suggested that by 2020, credit and debit card payments will no longer be the preferred method of payment, with paying by smartphone taking over. If this expectation becomes reality it will signal a remarkable milestone in the meteoric rise of the smartphone. While cash and card payments still currently dominate, there is a la...

/payments

Retired Member

Retired Member 

Are We Ready for the Polymer Revolution?

It’s been a few weeks now since Clydesdale Bank first issued the £5 polymer note to the public and from what I can see consumer reaction, so far at least, has been overwhelmingly positive. A quick look at Twitter reveals very little negativity around the launch; instead, consumers shared their excitement of the new ultra-durable note. “Can't wait t...

/payments /retail

Retired Member

Retired Member 

It pays to have an effective payment process

There are many reasons why online merchants may lose sales. Difficult to navigate web pages, poor choice of products and asking customers for too much personal data are all valid reasons. However, one element which is regularly overlooked comes at the very end of the customer’s shopping journey and is in fact one of the main reasons for basket aba...

/payments /retail

Now Hiring