5066 Results from /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
One picture says it all.
12 May 2015 /payments Innovation in Financial Services
Service to person - proactively suggesting (big data aided) things to do (and for receivers to accept in mobile phones and other devices) is an important step. But automated service to service is on obvious area to target already now.
08 May 2015 /payments Innovation in Financial Services
Retired Member
For years authentication has been a thorny issue for banks and financial institutions, particularly in the world of mobile services. To date, these organisations have focused on building two of the three primary sources of authentication data into their products and services, namely ‘something you know’, like a password, and ‘something you have’, ...
08 May 2015 /payments
Mick Fennell Vice President, Middle East & Africa at Volante Technologies
The implementation of any new enterprise payments hub comes with multiple different challenges. Indeed headaches abound, from changes to operational procedures, to definition of new workflows, to updating of organizational structures, to the management of distributed access to information. But when it comes to the development and deployment of n...
07 May 2015 /payments
Apple is recognized as one of the most innovative companies in the world. However, with their Apple Pay offering launched last year, they are playing a surprising role: reseller for the credit card companies. This blog describes this current Apple Pay situation and summarizes potential innovations which could change its course in the future.
05 May 2015 /payments
Abhishek Chatterjee Managing Partner at Gartner Inc.
The entire Mobile industry is getting disrupted across the world as its transitioning from distance based revenue model to volume based revenue model. The key actors (Mobile Operators, Device manufacturers, value added service providers, developers) in this business need to innovate and disrupt itself to stay relevant. Mobile WORLD Congress in Bar...
02 May 2015 /payments Innovation in Financial Services
The seven-day Account Switching Service was launched almost two years ago with much fanfare however we are still seeing only a minority of people moving their current accounts to a new provider. According to statistics from Bacs and the Payments Council, 1.3% of personal current accounts have been switched in the past year, and 2.1% since the star...
01 May 2015 /payments /retail UK Faster Payments
Derek Garriock Innovation Director at Experian
Recent research has suggested that by 2020, credit and debit card payments will no longer be the preferred method of payment, with paying by smartphone taking over. If this expectation becomes reality it will signal a remarkable milestone in the meteoric rise of the smartphone. While cash and card payments still currently dominate, there is a la...
30 April 2015 /payments
It’s been a few weeks now since Clydesdale Bank first issued the £5 polymer note to the public and from what I can see consumer reaction, so far at least, has been overwhelmingly positive. A quick look at Twitter reveals very little negativity around the launch; instead, consumers shared their excitement of the new ultra-durable note. “Can't wait t...
30 April 2015 /payments /retail
There are many reasons why online merchants may lose sales. Difficult to navigate web pages, poor choice of products and asking customers for too much personal data are all valid reasons. However, one element which is regularly overlooked comes at the very end of the customer’s shopping journey and is in fact one of the main reasons for basket aba...
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