283 Results from 2010, /payments
Retired Member
Re: Pimp my payment tweets: Blippy opens with $1.6m funding I had the same idea initially but I found useful reading an article on cnet: Blippy launches the Twitter of personal finance. "It will tell you not just where you’re spending money, but what products you’re spending it on and–if you set up the privacy settings appropriately–who else...
24 January 2010 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Innovations do not come from outer space - technology often comes - at least from space. There is a long way for new technology to become an invention, then give birth to a business idea which has the potential of becoming an innovation - a new practise which eventually is adopted by a critical mass of potential users - and then becomes the much s...
23 January 2010 /payments Innovation in Financial Services
This post is a first in a series I will be exchanging with Allison Miller, one of my esteemed colleagues in Paypal's Risk organization, in her reinstated blog. “Man may be defined as the animal that can say "I," that can be aware of himself as a separate entity”. (Erich Fromm) “Identity” is a widely debated term, in various areas; Phil...
20 January 2010 /payments /regulation Innovation in Financial Services
Keith Appleyard IT Consultant at available for hire
"HM Revenue and Customs: Handling telephone enquiries", published by the National Audit Office on 15 January, says that HMRC's customer contact directorate answered only 57% of the 103 million attempted calls in 2008-09. This compares with 71% in the year before and an industry benchmark of more than 90%. In the first half of 2009-10 the...
18 January 2010 /payments Whatever...
When we started e-banking back in -82 we saw it as a pyramid. A very broad base where customers do their everyday banking on PCs - checking balances, paying bills, getting notifications on direct debit etc. On this "habit" base and frequent traffic it was then possible to add tens of additional services - more seldom needed - all the way...
17 January 2010 /payments Innovation in Financial Services
Talking to friends in a party I had to hold myself from becoming too smuggy-smug-smug. Yep, the lot of "I'm too good for Mafia Wars" geeks fell prey to the eggplant-growing rhythm of Farmville. Eggplants. My friends. I don’t even like eggplants, but still felt responsible in a way, though they’re only a drop in Zynga’s estimated 15M+...
13 January 2010 /payments /regulation Innovation in Financial Services
Nick Ogden Chairman at Ogden Research
So, it’s January 2010; the hangovers are subsiding and everyone is gearing up for the New Year and the opportunities and challenges it will bring. This time last year in his speech to the CBI Mervyn King talked about consumer confidence and pronounced that there had been ‘a widespread collapse of confidence in banking systems in the industrialised...
11 January 2010 /security /payments Innovation in Financial Services
In the 1998 movie “half baked”, the main characters sell weed to various buyers to get their friend out of jail. Not the most sophisticated movie, if I may say so, but decently funny. While they’re selling, you hear a voice over by the main character Thurgood Jenkins (Dave Chapelle) telling about the type of people you meet. One of them is the “en...
11 January 2010 /payments Innovation in Financial Services
"This was not a failure to collect intelligence, it was a failure to integrate and understand the intelligence that we already had." NYTimes quoting President Obama after his meeting with national security advisers about a terror plot to bring down a commercial jetliner on Christmas Day. (Jan 6th 2010) Going to the movies with friends fr...
11 January 2010 /payments /regulation Data Management 101
Occasionally I get the impression that enterprises and their organizations are spending too much time on complaining (about regulation, about service charges etc) and not enough time on driving real change themselves. A part of this can of course be explained the ever growing demands on their time by all sorts of administration and growing competi...
09 January 2010 /payments Innovation in Financial Services
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