385 Results from 2023, /payments
Henning Holter Director, Business Development at Star Global
One of the areas gaining considerable attention in the automotive industry is in-car payments. Many industry observers categorize potential applications into three main use cases, each offering a unique avenue for innovation: Functions-on-Demand: In-vehicle payments for additional software upgrades within post-vehicle delivery. Examples include c...
18 December 2023 /payments Fintech
John Pearce Chief Customer Officer at CloudPay
In recent years we’ve seen major technological advancements that have positively impacted the working world, and with the rise of platforms like ChatGPT and other AI tools that are now on the market, this trend shows no signs of abating. However, one area that has arguably remained static and relatively unchanged is payroll and financial managemen...
15 December 2023 /payments /people Business
Dave Scola Chief Executive - US at Form3
Fintech is a fast-changing ecosystem where there are few certainties. As 2023 comes to an end, it’s worth taking a temperature check and assessing the lay of the land. For the past few years, fintech pioneers have been breaking new ground and pushing financial services to heights never before seen. However, post-pandemic the fintech landscape has b...
13 December 2023 /payments /cloud Fintech
Retired Member
As all investors know, there can be no reward without risk. With volumes rocketing, card-not-present (CNP) payments offer the potential to generate handsome rewards. But in parallel, the risk of fraud is escalating and CNP fraud now accounts for around 73% of total card fraud. This blog considers how payment providers can balance the risks and rew...
11 December 2023 /security /payments
Carey O'Connor Kolaja CEO at Versapay
In the complex world of commerce, the distinction between B2B and B2C has long been a cornerstone of understanding buyer behavior and process by which buying decisions are made and executed. However, a flaw in this categorization has recently come to my attention—one that revolves around the way we discuss business finance. Regardless of whether y...
08 December 2023 /payments Embedded Finance
Helen Child Founder & CEO at Open Banking Excellence (OBE)
Artificial intelligence will have a seismic effect on financial services. McKinsey has predicted that AI could deliver a “value-creation opportunity of up to $20 trillion” for banks each year. Accenture also argued that 90% of all working hours in the banking industry will be “impacted” by large language models such as ChatGPT and predicted that ...
08 December 2023 /payments Artificial Intelligence and Financial Services
The rise of Buy Now, Pay Later services has brought forward a revolutionary approach to lending. So, how can the appealing features of BNPL be integrated into traditional lending? Considering BNPL is in effect akin to unsecured lending, and will serve the same purpose for many consumers, it should be a real eye-opener for how traditional lenders ca...
08 December 2023 /payments /retail Banking and Lending Solutions
Domenico Scaffidi Payments Business Development Director at Volante Technologies
Let’s start saying veterans like me haven’t been surprised that much reading the EPC bulletin on SEPA Migration to the 2019 version of ISO 20022, announcing the decision to postpone the go live. People like me with grey hair can’t forget the time when SEPA went live, where for almost one week no one of us left our desk in the office, trying to fix...
08 December 2023 /payments /regulation Financial Services Regulation
David Hensley Founder at Enryo Limited
Amidst the Digital Age, Cash appears to have made a brief comeback, not unlike the end of the resession in 2008. In a world increasingly dominated by digital payments, the news of a resurgence in cash usage might seem counterintuitive. However, recent data from the BRC suggests that cash is making a "comeback", with a 7% increase in the ...
07 December 2023 /payments /predictions Imagine a world without cash
Raktim Singh Senior Industry Principal at Infosys
For centuries, we have seen lending and borrowing. Before banks came into picture, people used to borrow from other wealthy person in their vicinity. These loans were taken either to start a business, expand the current business or some personal needs. Based on your relation with other wealthy person, rate of interest used to vary in north of doubl...
07 December 2023 /payments /retail Decentralized Finance (DeFi)
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