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206 Results from 2009, /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Germany: E-Invoicing as part of the coalition contract

Quote from Bruno Koch's newsletter "The newly elected German Government plans to accelerate use of electronic invoices in Germany by removing barriers hindering their adoption. E-Invoicing is to be enabled in a more unbureaucratic manner. The author of this newsletter will keep you informed about future decisions and development." My co

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Sonera showing the way in Finland

http://boharald.blogspot.com/2009/12/sonera-showing-way-in-finland.html Charging for paper invoices has been a touchy subject in Finland even if: - all experience shows that transparent pricing (producing "negative carrots..") is the only efficient way to make mass markets move fast - consumers say that they will not change behaviour ju...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Blind faith in PCI compliance leaves financial data exposed

The indictment of Albert Gonzalez for the theft of 130 million credit and debit card details from Heartland Payment Systems caught the headlines recently. Not for the indictment in itself or that Heartland’s security defences had been bypassed, but for the fact that the company had been declared PCI compliant by Qualified Security Assessors in Apr...

/security /payments

Paul Penrose

Paul Penrose Head of Research at Finextra

Message to BofA: If you want Clarity try YouTube

Bank of America has announced the launch of the Credit Card Clarity Commitment(TM), a one-page summary of customers' rates, fees, and payment information. "Bank of America is investing more in our customers and our future," says Brian T. Moynihan, Bank of America Consumer, Small Business Banking, and Card Services president. "We are ...

/payments /retail Finance 2.0

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Final report public

final report by the EC Expert Group on e-Invoicing now public

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

The PSD is a window of opportunity

2009 has seen tightening up of regulation in the financial markets globally, and the payments environment is no exception. In Europe, the EU has pioneered a number of changes with the introduction of SEPA Direct Debits and the PSD. Whilst much of this red tape has created challenges for banks and institutions the introduction of the PSD this Novem...

/payments Innovation in Financial Services

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

Retain the Cheques for Small Business and Small People

I see both sides of this coin at the Children's Charity (Playgroup) I run. Only yesterday I received 3 Invoices, none of which contained any Bank details, so I was obliged to pay by Cheque. I’m just finishing off a Cheque Book I started in September 2006. I even have some Suppliers whose latest Invoices show no Bank details, yet earlier Invoices di...

/payments Whatever...

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The Cheque is More than a Payments Instrument

So the venerable old cheque has been singled out and "tapped" for termination - in the UK at least. Of course, in the new world of electronic payments and instantaneous communications, the demise of the cheque was inevitable. A payment instrument devised in a simpler time, the cheque representing a negotiable claim on the bank account of...

/payments

Retired Member

Retired Member 

The chicken and egg of contactless payments

When Alexander Graham Bell patented the telephone in 1876, I wonder whether he realised the impact this new technology would come to have on people’s lives. Use of this new device wasn’t instantaneous though; after all, if you didn’t know someone else who had a telephone, what was the point in owning one? This chicken and egg scenario is mirrored ...

/payments

Retired Member

Retired Member 

Asia-Pac moves towards greater economic integration

The APEC (Asia-Pacific Economic Co-operation) 2009 summit upped its efforts last week to strengthen economic integration in the region. While APEC has always strived for greater economic integration in order to increase trade, improve investor confidence and reduce business costs across the region, in today’s globalised and more interdependent wor...

/payments

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