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868 Results from /inclusion

Matthew Dunn

Matthew Dunn Managing Director, Go-to-Market at Experian

The state of the nation’s business credit scores

Trying to expand any business takes investment, but with many smaller businesses often lacking sufficient cash, securing additional funds can be the solution your business needs to grow and become more productive. However, a poor credit score can limit your chances of doing this. All businesses have a credit score ranging from 0 to 100. The high...

/startups /inclusion

Retired Member

Retired Member 

New year; New outlook: Global remittances are expected to grow moderately in 2019

The remittance industry has consistently witnessed change. It is undergoing a paradigm shift from the traditional brick and mortar model of business to digitised methods of money transfer. Looking back it would be safe to say 2018 ended on a positive note as remittance flows across the globe were buoyant. As fin-tech gains a stronghold in the glob...

/inclusion Financial Inclusion

Daniel Fasnacht

Daniel Fasnacht CEO&Founder at EcosystemPartners AG

Who is going to eat the bank's lunch?

With agile entrepreneurs from Asia, exporting their digital business models to the rest of the world, Western banks will soon face fierce competition. We expect large, traditional firms to fall behind if they do not embrace digital innovations and watch out for competitor’s, especially from China. Any firm that wants to be a competitive provider o...

/inclusion Innovation in Financial Services

Retired Member

Retired Member 

When physical and digital banking worlds collide

Over the past 12 months challenger banks have started to move their digital banking into the physical world. For example, ‘mobile-only’ bank Starling is partnering with the Post Office. The partnership will allow customers to deposit and withdraw cash through the Post Office’s 11,500 branches nationwide, to tackle bank branch deserts. This is a ke...

/inclusion Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Crusade against cash

I have written 380 blogs in Finextra since I was invited to join in 2008. Mostly about themes like e-banking, e-invoicing, e-id, e-salary, payments, the Single Market and lately more about the data-driven economy and its drivers DLT, GDPR and MyData. I am very grateful for having received some 1,6 million views and will try hard to get to the 2 mi...

/inclusion Payments strategies 2015-2020-2030

Souvik Das

Souvik Das Senior Manager, Marketing Analytics & Practice at Genpact

Using 'nudge' to boost bank loyalty campaigns

Can we leverage behavioral nudge in designing loyalty campaigns in banks? As a known fact, retaining existing customers cost almost a fifth of acquiring new ones. Quite evidently, banks are always very hungry to get the best out of their loyalty campaigns. The concept of “nudge” popularized by behavioral economists Richard Thaler and Cass Sunstein ...

/inclusion

Retired Member

Retired Member 

Strengthening Financial Security with Biometrics

Technology is evolving faster than ever, sprouting new business models and paving the way for the rise of fintech companies like Robinhood, PayPal and Coinbase. In addition to disruptions to traditional business models, emerging technologies are also optimizing the way traditional work gets done. One trend that’s gaining particular traction in f

/security /inclusion Biometrics

Retired Member

Retired Member 

Cash use prior to the 23rd century

Natalie Ceeney’s recently published UK Access to Cash review asks us to consider the implications of a society where physical cash doesn’t exist. It got me thinking of a video clip I used to open a recent conference presentation. It’s a scene from one of the more forgettable Star Trek movies. Captain Jean Luc Picard is chatting to his current roman...

/payments /inclusion Financial Supply Chain

Retired Member

Retired Member 

How to Estimate Your Utility Costs

Moving into a new place can be a stressful ordeal in many ways, especially if it’s an upgrade from your previous one and you’re not used to the new standard yet. As long as you’re careful and know what to expect though, you should be able to make something nice out of your new situation without too much effort, and it will be a refreshing change i...

/inclusion Personal Finance

Sam Goffman

Sam Goffman Business analyst at Forex

You might have missed it: another Bitcoin funeral and a 100 billion USD market

BitPay CEO Stephen Peir believes that the cost of digital money will increase significantly after it is actively used, the world's youngest cryptomillionaire ErikFinman wrote the “obituary” of Bitcoin and other news of the last two days. Last weekend, most digital money fell; many cryptocurrencies updated their yearly lows. At the same time, sever...

/inclusion Fintech

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