868 Results from /inclusion
Matthew Dunn Managing Director, Go-to-Market at Experian
Trying to expand any business takes investment, but with many smaller businesses often lacking sufficient cash, securing additional funds can be the solution your business needs to grow and become more productive. However, a poor credit score can limit your chances of doing this. All businesses have a credit score ranging from 0 to 100. The high...
31 January 2019 /startups /inclusion
Retired Member
The remittance industry has consistently witnessed change. It is undergoing a paradigm shift from the traditional brick and mortar model of business to digitised methods of money transfer. Looking back it would be safe to say 2018 ended on a positive note as remittance flows across the globe were buoyant. As fin-tech gains a stronghold in the glob...
24 January 2019 /inclusion Financial Inclusion
Daniel Fasnacht CEO&Founder at EcosystemPartners AG
With agile entrepreneurs from Asia, exporting their digital business models to the rest of the world, Western banks will soon face fierce competition. We expect large, traditional firms to fall behind if they do not embrace digital innovations and watch out for competitor’s, especially from China. Any firm that wants to be a competitive provider o...
15 January 2019 /inclusion Innovation in Financial Services
Over the past 12 months challenger banks have started to move their digital banking into the physical world. For example, ‘mobile-only’ bank Starling is partnering with the Post Office. The partnership will allow customers to deposit and withdraw cash through the Post Office’s 11,500 branches nationwide, to tackle bank branch deserts. This is a ke...
04 January 2019 /inclusion Fintech
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
I have written 380 blogs in Finextra since I was invited to join in 2008. Mostly about themes like e-banking, e-invoicing, e-id, e-salary, payments, the Single Market and lately more about the data-driven economy and its drivers DLT, GDPR and MyData. I am very grateful for having received some 1,6 million views and will try hard to get to the 2 mi...
29 December 2018 /inclusion Payments strategies 2015-2020-2030
Souvik Das Senior Manager, Marketing Analytics & Practice at Genpact
Can we leverage behavioral nudge in designing loyalty campaigns in banks? As a known fact, retaining existing customers cost almost a fifth of acquiring new ones. Quite evidently, banks are always very hungry to get the best out of their loyalty campaigns. The concept of “nudge” popularized by behavioral economists Richard Thaler and Cass Sunstein ...
24 December 2018 /inclusion
Technology is evolving faster than ever, sprouting new business models and paving the way for the rise of fintech companies like Robinhood, PayPal and Coinbase. In addition to disruptions to traditional business models, emerging technologies are also optimizing the way traditional work gets done. One trend that’s gaining particular traction in f
20 December 2018 /security /inclusion Biometrics
Natalie Ceeney’s recently published UK Access to Cash review asks us to consider the implications of a society where physical cash doesn’t exist. It got me thinking of a video clip I used to open a recent conference presentation. It’s a scene from one of the more forgettable Star Trek movies. Captain Jean Luc Picard is chatting to his current roman...
20 December 2018 /payments /inclusion Financial Supply Chain
Moving into a new place can be a stressful ordeal in many ways, especially if it’s an upgrade from your previous one and you’re not used to the new standard yet. As long as you’re careful and know what to expect though, you should be able to make something nice out of your new situation without too much effort, and it will be a refreshing change i...
20 December 2018 /inclusion Personal Finance
Sam Goffman Business analyst at Forex
BitPay CEO Stephen Peir believes that the cost of digital money will increase significantly after it is actively used, the world's youngest cryptomillionaire ErikFinman wrote the “obituary” of Bitcoin and other news of the last two days. Last weekend, most digital money fell; many cryptocurrencies updated their yearly lows. At the same time, sever...
19 December 2018 /inclusion Fintech
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