Join the Community

23,470
Expert opinions
41,845
Total members
341
New members (last 30 days)
188
New opinions (last 30 days)
29,130
Total comments

Latest expert opinions

clear
clear

974 Results from /inclusion

Retired Member

Retired Member 

Living with Covid-19 means it is time for a more inclusive way to transact

All sorts of things have changed as a result of the pandemic. There is a huge push towards digital environments as we navigate social distancing measures and public health concerns. Ultimately, this is the direction the financial services industry was headed, but it is concerning that the pace of change may leave many members of society feeling da...

/inclusion /covid-19 Fintech

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Fintech is keeping growing unemployment rates in the US on manageable levels

Humanity is facing an unprecedented global crisis caused by the novel coronavirus pandemic. The infection that first started in China’s Hubei province has now covered the absolute majority of earth, infecting almost 4 million people while the death toll nears grim 300 thousand. Wuhan, the city known for being the first urban area to go on strict l...

/inclusion /covid-19 Fintech

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

What is crypto-anarchism and how it evolved?

Crypto-anarchism is a type of anarchism in which cryptographically protected anonymization technologies, digital pseudonyms, and digital money are used to circumvent state control - surveillance, censorship, and taxation. How did crypto-anarchism originate? In the 1940s, Western intelligence agencies began to study the idea of ​​the participation o...

/inclusion

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

Credit scoring: Going alternative

When assessing applicants’ financial reliability, lenders globally have traditionally relied on a limited range of data sources. In the U.S., Canada, the U.K. and Germany, creditworthiness is determined primarily based on credit scores provided by large credit reporting agencies (e.g. Experian, Equifax, SCHUFA). These scores are typically based on...

/retail /inclusion Fintech

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Reliance on Social Platforms is Becoming Turbo Charged

Customer reviews provide and interactive shopping experience, that has help companies like Amazon and Walmart outperform during the spread of COVID-19. The customer experience allows shoppers to have a voice in shaping how companies treat their clients. With online retail sales recently overtaking merchandising sales, the social platform uses to ...

/inclusion /covid-19

Scott Raspa

Scott Raspa Head of Marketing at Hydrogen - www.hydrogen.tech

6 Strategies for Banking the Unbanked

Although opening a bank account might be a rite of passage for people around the world, a significant portion of the global population either doesn’t have any form of bank account or doesn’t use a bank for a notable portion of their financial needs. People who are unbanked or underbanked tend to use alternative forms of financial services, such as...

/inclusion

Retired Member

Retired Member 

3 reasons why lending companies should use open banking

The financial environment is changing significantly in Europe and beyond, putting pressure on the lending market. Current conditions raise demand for instant credit products which forces lenders to go digital. Lenders are faced with a serious challenge to ensure business continuity. They need to create a mechanism that allows the assessment of bor...

/inclusion /covid-19 Open Banking

Scott Raspa

Scott Raspa Head of Marketing at Hydrogen - www.hydrogen.tech

Fintech in Brazil Has a Bright Future

Financial technology, or fintech, is on the verge of a breakthrough in Brazil in 2020. In late November 2019, Brazil’s Central Bank set out draft rules for open banking, intending to phase in the rules during the second half of 2020. These new regulations make substantial changes to the way existing financial institutions and banks share transacti...

/startups /inclusion

Steve Cook

Steve Cook Digital Identity & Biometrics Consultant

Now Biometrics will be essential for Digital Onboarding and Authentication

Biometrics will be in high demand in order for economies to function during the Covid-19 virus outbreak. Many onboarding practices with traditional banks involve the customers making a trip to the local branch to verify who they are with their ID documents. Now that most countries have introduced stay-at-home policies due to the coronavirus crisis,...

/inclusion /covid-19 Biometrics

Retired Member

Retired Member 

Cash in the time of Covid: why we need to listen to the experts to protect this vital payment method

Covid-19 has had a huge impact on almost every area of our lives: from travel to shopping, the economy to health services. Understandably, these are emotive issues – things that we previously may have taken for granted are now being put under enormous pressure at a time when people are very anxious. Amid the uncertainty, there is a danger that som...

/inclusion /covid-19 Financial Supply Chain

Now Hiring