Join the Community

24,134
Expert opinions
40,682
Total members
332
New members (last 30 days)
206
New opinions (last 30 days)
29,290
Total comments

Latest expert opinions

clear
clear

581 Results from /crime

Traci Krepper

Traci Krepper Head of Propositions, Identity and Fraud at Experian UK&I

How businesses and customers can mitigate new fraud threats in 2022

Consumers and businesses are facing numerous threats as fraudsters deploy new and sophisticated scams to part people from their digital identity and money. 2022 has so far proved to be a happy hunting ground for UK fraudsters – credit card fraud, scams, and ease of access methods are creating a perfect storm for fraudsters. What trends have emerge...

/identity /crime

Amit Gupta

Amit Gupta Managing Director at Matrix-IFS

Balance Open Banking Enthusiasm with Caution

Digitalization and Open Banking are two most prominent trends in banking industry in recent time. While the former was initiated by changing customer behavior, the latter was driven by regulatory and market forces. Open Banking is a new kid on the block with a lot of promise and fanfare, but it can present new challenges for financial services. Rat...

/regulation /crime Open Banking

Jason Grasso

Jason Grasso Customer Risk Business Unit Leader at Pega

Event Driven Know Your Customer Reviews….Yes it is Inevitable

In talking with clients about their strategy around perpetual or event based know your customer (“KYC”) risk approaches there are two different groups: firms that have started implementing an event based KYC approach and those that have not but understand that they will need to in the future. Change and transformation is hard. Firms need to s...

/regulation /crime Exposing Financial Crime

Chris Lewis

Chris Lewis Head of Solutions at Synectics Solutions

Intelligently automating pKYC: the benefits in ‘context’

Compliance is costly. Know Your Customer (KYC) compliance in adherence with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations can account for anywhere between 3% and 30% of a bank’s total operational costs. In 2020 reports suggested that global spending on compliance topped $213 billion. And that figure could be conserv...

/regulation /crime Data Management and Governance

Frank Cummings

Frank Cummings CEO at AML Partners LLC

Hosted Managed Services for KYC/AML, really?

Hosted Managed Services--A crucial option for institutions striving to maximize RegTech capabilities, focus on core business Custom fit. Tailored. Bespoke. Made to order. If you’ve been tracking trends in RegTech and GRC solutions, you might recognize how those terms describe an innovative new direction: hosted managed services. Prior to the pande...

/crime RegTech

Retired Member

Retired Member 

Scammers love unattended lockers!

Like a lot of other people, I love going to the gym and having a swim and sauna afterward. Going to the gym helps me to relax for a while away from the day-to-day grind. After the gym, I may go to the shops or grab a coffee. Just like millions of others every day. This means I need to have my phone and card(s) with me. However, as reported by the...

/retail /crime Exposing Financial Crime

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Fraud v Scam: Who Is Liable For Cybercrime

We took the following example of a cybercrime in Why Is It Hard To Catch Cybercriminals? Joe uses a digital payment to buy something from Jane, and does not get what he ordered. In this context, digital payment is any A2A RTP like UPI (India), FPS (UK) or Zelle (USA). (For the uninitiated, A2A RTP stands for Account-to-Account Real Time Payment, w...

/payments /crime

Retired Member

Retired Member 

Unravelling the web of criminal activity

Stemming the tide of money laundering might feel like an impossible task for law enforcement agencies when you consider just how pervasive it is. The UN estimates that between $800billion and $2trillion – the equivalent of 2-5 per cent of the world's GDP – is laundered through worldwide networks. These are the proceeds from serious organised crime...

/crime Artificial Intelligence and Financial Services

John Bertrand

John Bertrand MD at Tec 8 Limited

Authorised Push Payment (APP) fraud grew 39% in 2021- little justice so who shot the APP Sheriff?

The scenario: On Facebook, a fake Airbnb website offers accommodation that includes a faster payment deposit of £1,000. It was a scam and the money gone. Airbnb noted it was fake website and says call your bank Refuses any type of reimbursement Facebook advice is call your bank Refus...

/payments /crime Digital Banking Trends

Jeremy Annis

Jeremy Annis CEO at Ripjar

How can businesses handle the EU’s new cryptocurrency regulations?

To safeguard consumers, investors, and the market itself, the EU has for the first time put forward laws for bitcoin service providers. These measures will also promote fair competition and financial stability. The EU aims to ensure compliance among all member states by putting in place a legal framework. The goal of the new legislation is also to...

/regulation /crime Exposing Financial Crime

Now Hiring