Latest Research/analysis News: Finextra Research

Third of central banks delay CBDC timelines

With Donald Trump banning work on a digital dollar, a central bank survey suggests that while 75% still plan to issue a CDC, nearly a third have pushed back their issuance timeline.

13 February 2025

Research/Research/analysisEvent Report

AI strategies for scalable, secure and compliant banking

07 February 2025 330 downloads

News/retail

UK neobanks take market share from incumbents

Digital challengers are chipping away at the dominance of high street giants in the UK, with nine per cent of Brits now holding their main debit card with a neobank.

07 February 2025

Finextra TV/predictions

Mambu: Predictions report provides expert insights for success in 2025

With a new year comes new insights and in this FinextraTV interview, Anthony Nonnis, Global Head of Partnerships at Mambu, shares some of the key trends in financial services from Mambu’s 2025 Partner Predictions Report. Diving into some familiar topics such as Embedded Finance, AI and regulatory changes, Nonnis explains how financial institutions can build a modular, scalable approach to prepare for these changes.

06 February 2025

News/payments

Fico to add BNPL data to credit scores

Following a year-long study with Affirm, Fico is planning to add buy now, pay later data to its credit scores.

06 February 2025

News/retail

UK fintech jobs market booms

The UK fintech sector experienced a 44% surge in job vacancies in 2024, driven by venture capital investment and AI, according to a report for recruiter Morgan McKinley.

31 January 2025

Company update/inclusion

UK employees lose £690 million annually in unclaimed and unpaid expenses

New independent research from embedded finance specialist Weavr, conducted via Censuswide, found that employees lose an estimated £690 million annually in unclaimed and unpaid expenses in the UK alone. Surveying over 500 office workers in the UK, Weavr learned that 81% of respondents had been left out of pocket by their employer for longer than a month, leading to financial and mental health concerns.

24 January 2025

News/sustainable

Davos: Zumo releases MiCA readiness report

B2B assets platform Zumo has released a report from Davos on the industry’s readiness for the EU’s upcoming Markets in Crypto-Assets (MiCA) regulation, focusing on sustainability requirements.

24 January 2025

News/retail

Cash withdrawals on the rise - Nationwide

UK building society Nationwide is reporting an uptick in ATM cash withdrawals for the third year in a row as Brits turn to notes and coins to help with budgeting at a time the cost of living remains high.

22 January 2025

Research/Research/analysisImpact Study

Bank Legacy Transformation: Exploring the Solutions

14 January 2025 447 downloads

Research/Research/analysisWhite Paper

UK Open Banking API Performance 2023-2024

13 January 2025 487 downloads

Research/Research/analysisEvent Report

AI’s Role in the US Financial Services Sector

08 January 2025 353 downloads

News/payments

Digital payments on the rise in Europe, but cash still king at POS

While the use of digital payments continues to rise in the euro area, cash is still responsible for more than half of all point-of-sale transactions, according to a European Central Bank study.

06 January 2025

News/crypto

North Korea hackers behind 60% of all crypto stolen in 2024

Crooks stole $2.2 billion in cryptocurrency in 2024, with hackers associated with North Korea accounting for $1.3 billion, according to a study from Chainalysis.

23 December 2024

Finextra TV/sustainable

The Path to Climate Progress: Optimism, Purpose and Technological Innovation

In this Unplugged FinextraTV interview, Patrick Sheehan, Founder & Managing Partner, ETF Partners recounts the company’s 20 year journey leading VC sustainability through innovation. During this conversation, Sheehan explains the positive changes he’s witnessed as well as stating his belief that progress is possible when met with optimism, purpose and technological innovation. As well as calling for a return to simpler language, Sheehan shares his thoughts on the future.

18 December 2024

Finextra TV/ai

Why Only 20% of Your Data is Valuable

One factor to apprehensive AI adoption is the overwhelm organisations feel when approaching their data, especially those that are not yet digital first. While attending Finextra’s inaugural ‘NextGenAI’ event, Jonathan Ede, Director of Data Technology, CACI joined the studio to discuss his belief that only 20% of data is valuable. This in mind, he explains, enables organisations to approach AI and digitisation much more effectively and efficiently, whilst listing the pillars of AI: strategy, data and integration.

11 December 2024